Program FEES

[littlewitch34]

Actually...any apartment complex can in fact require renter's insurance and make in mandatory. It would all depend on the standard policy of the apartment complex. The laws have changed over the years and more and more complexes and units are in fact requiring that the renter insure their personal belongings..some even have a mininum coverage requirement. I work in the real estate industry and we are seing this more and more with apartments. I guess landlords have gotten fed up with renters trying to file claims when their personal belongings are damaged because of fire/flood/etc. All apartment rental units have their own insurance but it is for the premises and not the content within each and every apartment.

The apartment unit would not be required to issue any refund on unused insurance...that is contract that would be between the renter and the insurance company they choose. You can get renter's insurance for any specified length of time - 5 months, 7 months, 12 months, etc.

That said, the fall CP/CS program never required renter's insurance even though several participants received emails that stated otherwise. At no time were we asked to show proof of any renter's insurance. Things might be different for the next program as it seems to be changing with each group.

I recommend you find the information you might need IN CASE it is required, but I wouldn't go out and get it until it is in fact required for housing.

Thanks, Iris. You've been such a help to me in prepping for the CP!

I spoke with my mother's homeowner's insurance company, and I am, in fact, covered up to an amount of money much more than anything I own. Good to know!

 

[Dreamstuff]

Actually...any apartment complex can in fact require renter's insurance and make in mandatory. It would all depend on the standard policy of the apartment complex. The laws have changed over the years and more and more complexes and units are in fact requiring that the renter insure their personal belongings..some even have a mininum coverage requirement. I work in the real estate industry and we are seing this more and more with apartments. I guess landlords have gotten fed up with renters trying to file claims when their personal belongings are damaged because of fire/flood/etc. All apartment rental units have their own insurance but it is for the premises and not the content within each and every apartment.

The apartment unit would not be required to issue any refund on unused insurance...that is contract that would be between the renter and the insurance company they choose. You can get renter's insurance for any specified length of time - 5 months, 7 months, 12 months, etc.

That said, the fall CP/CS program never required renter's insurance even though several participants received emails that stated otherwise. At no time were we asked to show proof of any renter's insurance. Things might be different for the next program as it seems to be changing with each group.

I recommend you find the information you might need IN CASE it is required, but I wouldn't go out and get it until it is in fact required for housing.

I know that many apartments and homes can require renters insurance I meant in this case specifically to the CP, yes they are providing us with housing and transport but we're cheap labor for them, requiring renters insurance along with the activity fee and the rent advance is just insane, it could harm the program, as it is many people won't be able to go due to the 300 dollar price tag renters insurance would just make it even more elitist.
It isn't right that only the kids with big pocket book or generous parents should get to go.

Sorry for the rant, I know you were just pointing out what was wrong with my statement, I didn't clarify.

 

[ashleykay89]

I thought it was required to to live in housing now...hmm I'm not sure. Thats one thing I know nothing about!

Housing is not required. You have the option to live off site but you need to have reliable transportation. You just have to contact them BEFORE your arrival date to let them know you are declining to live in housing. I am declining and will be living off site, moving to the area in July. I have two cats so I obviously can't live in the housing they offer. My current roommate and I have shared a townhouse for a bit over 3 years but she is graduating in December so she will be spending fall in Fort Myers still and then the plan is for her to join me again in January. I'm probably going to go ahead and get a two bedroom and just have her room waiting for her... My parents have agreed to help me pay for the difference in rent without her there with me I've been thinking about maybe trying to find a roommate for fall though because I'm not sure how I will do all alone for 6 months!!

 

[Elenadc]

Just thought that I'd add that the Disneyland CP requires renter's insurance if you live in their housing. So it's not too out there that they'd implement the same policy in Florida as well.

ETA: I think the confusion regarding Disney requiring people to live in their housing might stem from the emails and websites about the summer alumni program. The email I got about the summer program said that for the short summer program participants were required to live in Disney housing.

 

[Iris]

I know that many apartments and homes can require renters insurance I meant in this case specifically to the CP, yes they are providing us with housing and transport but we're cheap labor for them, requiring renters insurance along with the activity fee and the rent advance is just insane, it could harm the program, as it is many people won't be able to go due to the 300 dollar price tag renters insurance would just make it even more elitist.
It isn't right that only the kids with big pocket book or generous parents should get to go.

Sorry for the rant, I know you were just pointing out what was wrong with my statement, I didn't clarify.

No worries and I couldn't agree more. The CPs make little money and do a lot of work and are underappreciated at times. The housing is run by Price Management so it would actually fall on PM to determine certain factors such as renters insurance. It is PM that has made some of the rules which i find a bit much...such as the items on the walls and no decorations on the windows. But I know they do it for safety and liability.

I would hate to see them make renters insurance a requirement, but in the long run...most renters should have it anyway. If you think about your personal items...some of it could add up rather quickly...laptops, tvs, cell phones, ipods, clothes, etc. Right there you are looking at a small fortune lol.

I am not sure that changing the requirements would ever harm or hurt the program...there are too many out there who would love a chance to be in the shoes of a CP. And I know that there would be many who would just scrimp and save to pay the fees...my own DD saved all her money from her summer job to take down there with her in August. She saved every penney should could just to be there. If she had to have paid more, I know she would have found a way.

But...I would still hate to see all those fees go up each program...

 

[khancock]

From https://www.wdwcollegeprogram.com/sap/its/mimes/zh_wdwcp/students/housing/housing_costs.html

Participants will also be responsible for a non-refundable $100 Program Assessment fee, which helps support the events and activities scheduled in the housing complexes throughout the program, and a non-refundable $200 Housing and Administration fee, that will be applied to the participant's housing costs during the first few weeks of the program. Also, please note a minimal processing fee will also be assessed to the total. These non-refundable fees must be paid as a single payment at the time an applicant accepts their invitation to participate on the program. Once the payment is received and the online acceptance process is completed, we will officially reserve the student's place on the program.

My take is that the $100 fee is the same as it has been and has been kept.

The new thing is that "$200 Housing and Administration fee". "Housing and Administration Fee" says nothing about what it is, but the following statement, "that will be applied to the participant's housing costs during the first few weeks", indicates that it is indeed the first two weeks of rent. This would have nothing to do with renters insurance (Disney isn't an insurance provider and it would be labeled as that if it was).

IMHO it is actually better to go ahead and get that out of the way instead of getting double rent deducted that 2nd week. I don't think anyone enjoys that.

Working under the assumption that it is for rent leads me to this issue: not everyone's rent is a flat $200.

On the page it says that rent is "$80-108" per week. Unless they do some serious adjustments to the automatic deductions for everyone after they arrive, some people who end up in the lower range apartments are going to lose out on $40 and those in the upper range are going to benefit by $16. I can understand the non-refundable part, but in all fairness, that $200 should be applied to the weekly rent equally and not lost.

You guys ought to contact Housing for clarification (wdw.housing.yield.management@disney.com), but to me this really sounds like an attempt to solve that long standing issue of deducting double rent.

 

[piratechick]

It does say the 'first few weeks', not the 'first two weeks', so whatever is left is probably going to partially cover the third week and whats ever left can just be taken out of your paycheck.

 

[WDW_lover_in_SC]

Yeah you guys should be gracious about the whole 200 dollars thing. I made 60 bucks each of my first 2 weeks working for Disney. I would rather have payed off my first 2 weeks and actually gotten a check the second week.

 

[tinkerbellforme]

While having to pay the $300, for lack of better word, sucks. It is still less than I would have to pay to the DL program. ntm plane ticket. I just hope that this $300 doesn't up itself again.