I have a question about prepayng for our room next year. We will book our rooms when the AAA rates come out this summer for 2004 and then hope along the way we qualify for codes as they release them next spring. I want to pay for our resort ahead of time with the Disney Visa and get the points in time to redeem them for our trip. If I do this and then the rates come out lower can I have them leave the balance on our room as an overage?? I am traveling with a friend and we are splitting the whole vacation so it would be easier to just have that credit right on the room for whatever. Sorry if this is confusing...and I know it sounds crazy to prepay but the Disney points add up to more than the interest in our savings account would be for 2 months.