I am the one who is ready. I have been for a while. Dh said when we got married he wanted some time with just me (we dated long distance). It has been 2 years and I am approaching the subject again. Dh wants to wait until we have a house. It's not that I don't agree, but we have agreed that our first "home" purchase will probably be a townhome (not necessarily all that different than an apartment in terms of size). He then brings up money. Well I told him if that's the problem, it will be 4 years before our big bills are paid off. I just don't picture waiting until I am in my 30's to have our first. I never have. Then he said he would like to have a baby in Jan 07 and I told him that is not as far off as he thinks. I think is overwhelmed by the whole situation. I don't want to force him into anything, and I know he wants kids...
Sorry, didn't mean to ramble there. I have just always known this is what I want and it feels like time is ticking away so slowly. Dh is perfectly comfortable where we are and not having kids for a few years.