OK, as I understand it, everything will be paid for except for any room charges that may have incurred. When we were there in July they only put a $1.00 hold on my card. Depending on the day of the week you write the check you have a few days to get back to the bank before the check is presented to be paid. For instance if you give them the check on a Saturday, they can't even put it in their bank until Monday and unless you use the same bank as them (doubtful), then you are looking at the earliest it being cashed is Tuesday. So you easily have a one day lead on them to get the money in the bank.
Secondly even if they call to verify the funds (which they would physically have to do, it is not electronic) then you can dispute that because even if you had a direct deposit going in that day, the system may not update that information until after banking hours, so even though the money is "there" it may not show. (just a little side note; did you know that some ATM systems are actually a day behind in their info)
I say go for it! Chances of Disney beating you to the bank are slim to none even if your plane is delayed and even if the check does bounce you are looking at a $25 (more or less) service charge. That certainly beats a $50 fee on a $500 cash advance.
Also, even if it does bounce, the bank will send it back to Disneys bank and it will automatically be redeposited, chances are Disney wouldn't even know it bounced.
So, I hope this helped you (and others) some. Have a good trip and don't worry!!!
Another thing too, is maybe you could go to the payroll department of the business and ask them to send it directly (in a prepaid envelope you give tham that has a deposit slip in it) and ask them to just mail it to the bank.
Have fun!!!
EDIT AND SIDE NOTE..........
I am not saying that intentionaly writing a "bad" check is OK to do, I was simply explaining the process of how it would work.
will have paycheck on the 26th-checkout, bank does not physically deposit until midnight the night of deposit, soo, at midnight on 26th, about $800 will be there.
, so I wi now beg, plead and pay off a ex-coworker with the promise of a extremely wonderful disney souviner to deposit the paycheck, and hope they make sure it goes in as cash, not check. Then ,if I stay another night at the same hotel, not checkout until the 27th, ther will be no funny rubber (possibly check), no embarrassement if they check the account, as , if deposited correctly, the money wil be there !!
Now I have to hope there is a room, there is airfare back, and I don't have cardiac arrest or die of embarrasssment trying to have this glorious family holiday.
I was also a little taken back by the comment about "living paycheck to paycheck", unfourtunately in current society there are more people who do live "paycheck to paychecK", and currently, my family is also "one of those". Disneysteve, if you read my posts in the beginning of this thread, you would note that I was embarrassed to post my question, that I might get a response, like yours , trying to be "helpful" with the implied suggestions, that if I can't afford it, that my family doesn't deserve to go, don't you think Ihave already thought of not going ? I had posted here hoping people would provide the over 47 helpful suggestions that they have. I am overwhelmed by their compassion and thoughtfullness with all of their kind responses. In the past, I have always been like, Kilee, I have always returned with at least $200 in my pocket. True, you don't know all my life circumstances, and here is not the place for them. Also read back on how sad I have been, thinking about this whole issue, read the first thing I posted, "lost job", etc. Thank you Disneysteve, your response was EXACTLY, what I was afraid I might get, no Fairydust for you, but tons for the others like Germanbini.
