Poll: What kind of owner (or advocate) are you...Direct, Resale, or Hybrid?

[NVDISFamily]

Team Hybrid here.

56% direct 44% resale here. Fan of direct when the price vs resale is closer. Would not steer away a new prospective member joining resale at all (our first contract was resale). The wild card is being on the west coast and a huge percentage of the inventory at Disneyland being restricted. For us, we have plenty of direct points and we have had decent luck sneaking into VGC with outside (non VGC) points but we also book the more expensive rooms. I have a friend who is seriously considering buying in within the next year or two and he is struggling with the direct vs resale question as he would like to own at WDW but book into Disneyland from time to time at 7 months (he's in Utah).

I think the big wildcard is 2042 and how much that changes the program. I'll be in my early 60s and looking forward to retirement.... will I hate my resale points even more in 2043? I would guess it would be more of an issue.

 

[808blessing]

There is another sub-category -direct, but ʻnot enoughʻ.

 

[intamin]

I'd imagine there'd be a lot of hybrids. It would be interesting to see what level of hybrid we're talking. Less than 20% of my points are direct (enough for blue card minimum), although we may be trending in the direction of selling off some resale for more direct (want the ability to book more RIV like @Sandisw!). I imagine most hybrids are similar.

Likewise, not planning to sell off any resale anytime soon because I'm a hoarder but currently sitting at 33% direct, planning to add on in the next 6 months and become 50/50, and then if poly 2 is a new association likely will become 67% direct, 33% resale

 

[robinb]

*For the purposes of this poll, let's assume resale contracts that are not restricted count as direct. I think that's fair since there's essentially no difference, right?

By this disclaimer, I'm "Team Direct" even though I bought two contracts via resale and one direct. I sold one contract but I still have the other "grandfathered" contract.

If I were still in the market for points, I would buy resale again since I already have Blue Card perks.

 

[reddog21]

Yes, but they can change the rules for direct as well. (i.e. the covid era borrowing restriction applied to both). Restrictions OTOH are baked into the cake that you buy at the point when you pick direct or resale. Granted we don't know fully how it will play out over the long haul.

Lawyers get paid a lot of money to find creative ways around everything so your right however the pessimistic side of me says Disney tends to cater more toward direct than resale.

 

[thanxfornoticin]

We have a combination of direct, resale prior to restrictions and resale post restrictions! Really, the only time I even need to think on it is if we decide we might want to stay at Riv/new DL Resort (which we actually have no interest in doing) or use them for other Disney experiences, like Cruise or non-US Disney park stays. Then I have points that are not eligible. But for 98% of our needs, we're in pretty good shape with what we have. To be honest, if we were newbies looking to buy now, I'm not 100% certain what we'd do!

 

[tidefan]

We are odd. All of our points are direct, but we don't have any plans to stay at RIV or DLH, so really don't need it.

We purchased direct because it was a different time when we bought (I mean we bought our SSR points for $94 a point, BLT for $110, GFV1 for $145, and PVB for in the $150s.

I think that if we were to add on to our membership, it would be resale (probably at BLT). However, we are probably much more likely to reduce our points (we have enough) and maybe just sell our VGF...

 

[RuntheMouse]

5 contracts in total. 4 Resale (425 points) and 1 direct (50 points). I love a bargain so lots of resale. We bought the direct to have some unrestricted points down the road. Plan is to add on more direct once Poly2 details are announced.

 

[tom1944]

I am all of the above based on the individuals opinion of what works for them.

 

[GrumpyInPhilly]

Resale from 2013 & 2015. Voted Direct since any restrictions I have are really meaningless.

 

[TCRAIG]

Team Hybrid
160 resale SS bought before any restrictions - then 181 BLT, 141 BC and 269 GF bought direct (lots of small point contracts as I accumulated the $$), then a mix of direct (137) and resale (87 bought before the latest restrictions) at WL/BRV and finally 315 HH all resale…oops - forgot 37 pts at BWV direct..
So 5 UYs, 18 contracts and 1337 points…
All my resale contracts are ‘blue card’ worthy since they were bought years ago except HH - which I ONLY use for HH so all is good!

 

[garalex]

would start with direct

 

[DVCNewb21]

Team Hybrid.

 

[KPeterso]

Team Hybrid! My points are divided almost equally between resale and direct.

 

[MidnightSun]

Team Hybrid! I just bought in 150 pts direct at VGF, but plan to add on more resale once I figure out more about how I like membership, booking and availability, and get my feet wet a bit more so to speak. The way I see it, you need both expensive points (Blue Card and no restrictions) for the luxury, but you also need some cheaper points when you just want to save money and stretch your visits!

 

[pineapplepalms]

Hybrid. Bought new resorts direct (CCV, RIV, VDH). The rest are resale, but most of our resale points are pre-2019 restrictions and can be used at all resorts, which is the resale restriction that would matter the most for us. The exception is our VGC resale contract acquired this year, but that’s planned for use only at VGC anyway so the restrictions don’t matter.

 

[PolyRob]

I only have direct points and I can't see that changing in the near future.

I was not opposed to resale, but it just never worked out for me. I tried numerous times to purchase VGF resale in my desired UY, but could never get an offer accepted for what I thought was a fair price. Multiple agents over the years at one broker that I will not name made me feel like a criminal for asking what I thought was a fair price. I don't even think my offers were presented to the owners. Another broker presented my offer and I have to say I had a very nice experience with them. They just have less inventory and are usually priced high. When I finally thought I saw something decently priced at Fidelity in 2019 I noticed all the website math was incorrect on multiple similar contacts. I called and lo and behold the price was more expensive per point. It really put a sour taste in my mouth. Then the BPK conversion was announced and I was able to add on direct for what I thought was a good price considering the changes DVC was implementing for resale contracts. Then VGF incentives got even better this summer so I will add on again.

The only other existing DVC I am currently interested in is BCV. I cannot justify the direct or resale price for that contract given the length left and my age. If a walkable Epcot resort joins DVC (YC conversion or front of Epcot resort) I will gladly purchase it sight unseen. I am also tempted by the new Poly tower if it's a separate association. If it belongs to PVB I would pass on it and regret not adding even more VGF during these promotions. This is why I say I can't see my direct mix changing.

I respect those that love resale and getting a deal. I have a friend that gets berated by brokers, but she has had some sleep around contracts accepted for excellent prices. She worked hard to get those points at that price. I like to travel in high demand DVC periods and always book 11 months in advance so I need my home resort advantage. If I wanted a bungalow or cabin in the spring or summer I would be lowballing SSR left and right. Maybe that will change one day, but not right now.

 

[Disney Spaz]

I voted for team direct because all we have are direct points. But I wouldn't have been opposed to resale if the right contract had come up but having a Sept UY makes finding the perfect contract harder.

 

[Hoppy-tn]

Hybrid
230 direct riviera
208 resale boardwalk
150 resale Polynesian
100 resale animal kingdom.
probably buy more at Polynesian or new cabins once details are announced. My personal opinion is poly will be same association, cabins will be new association.

 

[heynowirv]

That sounds to me then like you're team direct:

You can change your response if so.