Points Questions

[KAT4DISNEY]

Everything is coming together now. I guess because if I cancel that October 2018 reservation, I'll have almost a full year to either use or bank the 2018 UY points. Is that right? I was thinking with a December UY and an October reservation, I will have until end of August to cancel and bank the points for the next UY. But your reasoning probably makes a lot more sense!

Yes, that's correct. The more time the easier it will be to use the points, especially since the fall is getting so crazy.

(And just an FYI - the banking deadline for a Dec UY is July 31st - just in case someone new is reading and started thinking it was the end of Aug.).

 

[Deb & Bill]

Everything is coming together now. I guess because if I cancel that October 2018 reservation, I'll have almost a full year to either use or bank the 2018 UY points. Is that right? I was thinking with a December UY and an October reservation, I will have until end of August to cancel and bank the points for the next UY. But your reasoning probably makes a lot more sense!

If you have an Oct 2018 reservation and a Dec UY, your reservation would be made with Dec 2017 points. You would have to bank them no later than July 31, 2018. If you borrowed Dec 2018 points for an Oct 2018 reservation (that falls in your Dec 2018 UY), those points would not be able to be banked because they were borrowed. They would have to be used no later than Nov 30, 2018.

That's why you would want a Sept or Oct UY for an Oct reservation. Your Oct 2018 reservation would be made with either Sept or Oct 2018 points. Then you can cancel 31 days before your trip starts and still have the points to use for the entire Sept or Oct 2018 UY or you could bank them by April 30, 2019 (for a Sept 2018 UY) or May 31, 2019 (for an Oct 2018 UY).

You just need to forget about calendar years (Jan 1 to Dec 31) when you are talking and thinking about UY. Calendar years have nothing at all to do with UY.