We did the plan last year. We loved it and will use it again in 2004. We were eating $110-$120 dinners at places like Hollywood Brown Derby,Le Cellier, Rain Forest Cafe and went to see LaNouba. We got the plan with a discounted code rate. So we were paying 33.00 per point. Two of us eating dinner at $100+ and actually only paying $66 was great. And I know we maked out good on the La Nouba tickets and it was a great show. And we also did a spa treatment at the GF. If we hadn't gotten the silver plan we would never eaten or done some of the things we did. But you have to plan.