Please help with basic banking question

[susanreed]

Thanks to all Disney Vacation Members for their invaluable insight. I' ve been all over this forum but seem to be unable to find the answer to a very basic question. If I have a use year of March and decide to bank these points, do I have 2 years to then use them? (In other words,150 points are deposited as of March 1, 2004. Do I then have until February 28, 2006 to use them?)

I am considering a small purchase into Saratoga Springs of 158 points. I plan on going every other year and staying in a 2 bedroom villa.I really need to understand the banking/borrowing rules, and use year before proceeding further.(We always vacation the third week in March)

Also, for those of you that bought into SSR, do you feel that the pools, recreational features are adequate for a resort of this size? With over 600 units planned, it seems a little inadequate.

Thanks to all again and I greatly appreciate everyone's opinions.

 

[RobDoc]

Once they are banked into the next Use Year, they can only be used in that Use Year- so you could use them for a trip between March 1, 2005 and February 28, 2006. You could not use those points any longer for a trip prior to March 1, 2005 (but you could borrow your March, 2005 points for a trip between March 1, 2004 and Februaru 28, 2005).

I think the SSR facilities will be well suited for the occupancy of that resort. There will be 3 pools, a Spa and a food court restaurant- plus DD is only about 400 yards away with lots of other dining and entertainment options.

Enjoy!