Please Help. My wife and I were given a DVC membership w/ 50 points as a gift at OKW. It has a DEC use year. My wife and I are thinking of going in 2004 During the first or second week of DEC ( Adventure season). We want to go Sun - Thurs in a 2 bedroom = 22 ppn x 5 nites= 110. My questions are when can i book this trip (11 months out?) can i book this trip. I will be using this years 50 points pluse next years 50 points plus will need to borrow 10 points from the following year. Can I do that even though i would be booking the trip now. do i have to bank any points? Next ? what if we cancel or change size of room for some reason.. What happens to all my points? Do they go back to each use year? Do I lose any. Do I have to use some so i dont lose any. Please Help!!!!!! I dont want to make any mistakes making our first trip home. THANK YOU