One cannot combine points from separate resorts at 11 months. Using a transfer or separate reservations under different membership numbers, points from the same resort can be combined at 11 months.
There are several reasons why you might want several contracts at different resorts. Primarily, it's so you can stay at all of your favorites when you want to. We have four home resorts (five, actually, until our resale goes through) because we like to stay at all of them, and want home resort advantage for our stays. However, we don't intend to stay at every resort every year. Thus, we have 135 at AKV (enough for a 2bd Savannah View villa every other year) and 180 at BLT (enough for a 2bd MK view villa every other year) and intend to use them alternating Januaries. Our BCV points get used every year for a week in Dec, and our SSR points are for treehouses, trades, and miscellaneous last minute excursions. We get to stay at all of our favorite resorts some of the time, which makes us happy.
The other reason for multiple contracts is so that you can sell them/will them/etc. A single large contract can become unwieldy, because it cannot be broken up for any reason -- not resale, not heirs, not anything. We've discovered over 15 years of ownership that OKW is no longer our preference, so we're selling it and buying other things. If all of our points had been in the OKW basket, that would be much more difficult.
The point I'm at is this -- I don't want to go every year, but every 3 would be good for the next 15 years, then I'd probably use my points at GCV every year after kids are grown for shorter Sun-Thurs trips (we're closer to DLR). So I thought I'd buy about 60-70 points that would get me a full week somewhere every 3 years. But I can't decide where to have my home resort either (and haven't visited any). I forsee staying at a different one each time (unless I just fall in love with the first). I think that 11 month window is very crutial to our planning (we go in early Dec every year). So I thought if I could buy smaller 25 contracts at 3 resorts -- and there was a way to combine them to work at 11 mths, that'd be ideal.
But I guess there's no possible way to do that?
If you're planning to go every three years, you are definitely not a candidate for having split contracts over multiple resorts, but it does work very well for some of us. It may be worth your time to rent at what you suspect might end up being your favorite, and then buy there if you like it. Also, remember that wherever your home resort ends up being, you can book there at 11 months and then change the reservation (or waitlist to do so) at 7 months.
