please help me decide on DVC purchase

Unfortunately, most resorts have mulitple stops--either internally, or because they are shared with nearby resorts. For example, Kidani and Jambo both share buses. The GF and Poly are often combined. BLT and WL are often combined.
Thank you! I didn't consider the size of the pull-down or the option of a 2BR. Yes, then point charts matter more than a bus ride!
I don't mind resorts sharing buses as much as the large resorts that have 4-5 internal stops. I had a bad experience at POR.
 
You mentioned you secured Yacht Club with an AP discount. Are you purchasing Incredi-Passes? If you purchased 150 PVB direct you would be eligible for Sorcerer Passes for your family. Based on travel times you would avoid the blackout dates (Thanksgiving and Christmas to NYE). For a family of four, the savings on passes alone in year one could cover the difference between resale and direct. On top of that, you may be able to use a "Welcome Home" trip to secure PVB for your spring travel dates.
Yes, I have the Incredi-pass. The sorcerer pass is the main reason I want to buy Poly direct after my first resale contract.
 

Yes, I have the Incredi-pass. The sorcerer pass is the main reason I want to buy Poly direct after my first resale contract.
Are you going resale first for the current member PVB pricing?

I believe the difference is only $600 on the current incentive cycle at 150 points. Not sure how long you would wait to purchase. If you lose an entire UY and pay OOP for another year of Incredi-Passes it could be beneficial to do PVB direct first.
 
Thats not bad if they are paying 2026 dues and its an August UY? You really just need to decide whats most important. Since you were contemplating RIV add on I assume that means finances aren't 100% an issue. So think of it like this in 2042 you have no timeshare with BRV or with CCV you have it for 26 more years for only about $4800 more now... that is HUGE. You could also sell it at that point as well.
Yeah that's the sticking point for me. Even if you only wanted it through 2042, you could probably sell a CCV in 2042 with 26 years left on it for more than you pay for it in 2025. But the BRV will be worth $0.

I personally keep waffling between:

1. Sticking with what I have for now, and waiting for our "DVC wish list" to develop a bit. We have 150 Direct at Poly and 200 Resale at BLT. We have five (!) trips planned over the next year, by which time our available points will be quite paltry. I'm hoping a well-timed add on after that can bridge us to the next year of plenty. We've only ever stayed onsite at AoA and Poly (7 nights total, so not much experience). So we're also hoping those five trips (BWV, AoA/GF, Riv/BLT, Poly, and TBD) will give us a stronger sense of where we want to stay more long term. We also really want to do a stay at Aulani in 3-5 years, and that's going to require quite a points haul. So I'm trying to decide when and where, not if, for adding on. I probably want ~200 points, and I don't want a 2042.

2. Buying CCV to get some cheap SAP that last a long time. We need 2BR for the next 6-10 years, so that requires a lot of points and CCV's chart is much more favorable for this than any of the other options.

3. Adding on at BLT for longer 2BR stays at 11 months. Longer stays are great, but we would only have 11-month priority at 2 resorts if we do this. In another 10 years, we would probably wish we had a third home resort and just committed to banking/borrowing to orchestrate longer stays.

4. Buying a RIV resale to have an option with better Epcot/HS access (I even toyed with BWV, but it just doesn't make financial sense with 2042 expiration). Having visited for Topolino's, I LOVE Riviera. I don't love the high points chart. I don't love the restriction to only RIV, but it's not that bad given I have two other contracts. It has the highest dues of the options, and it wouldn't help with an Aulani stay at all.
 
You mentioned you secured Yacht Club with an AP discount. Are you purchasing Incredi-Passes? If you purchased 150 PVB direct you would be eligible for Sorcerer Passes for your family. Based on travel times you would avoid the blackout dates (Thanksgiving and Christmas to NYE). For a family of four, the savings on passes alone in year one could cover the difference between resale and direct. On top of that, you may be able to use a "Welcome Home" trip to secure PVB for your spring travel dates.
THIS! I bought BLT first, then added Poly direct. The direct contract was totally worth it because I bought five APs with it, which saved me $2500 just this year. I also got an incredible deal on credit card points with the CSR Business card (~$4000 cash back on a $33K purchase). So my 150 points "cost" me a net of $26K, less than $180 per point, and that value keeps going up by ~$3K every year that I buy APs.
 
Man I’m having trouble keeping up w/ who’s who in this thread, so to get things back on track & hopefully offer some help to OP, here’s my take on the factors @MLS82 is weighing:
Needs 5 sleeping surfaces - ok w/ 1 br.s that sleep 5 for now, likely will move up to 2 br.s. Given this, I’d take a good long look at point charts - so in parentheses I’ve listed the point costs for a 1 & a 2 br. Villa in standard/resort view for a hypothetical fall break week long trip 10/3/26 - 10/10/26.
Visits during high DVC demand times - thus home resort will be really important.
Pragmatic numbers side of brain says:
SSR - multiple internal bus stops, would be disappointed to stay there (218/ 275)
BLT - dislikes the tower/aesthetics (247/331)
Maybe ok:
CCV - but would need 2 br.s for 5 sleeping surfaces (259/329)
AKV - could get by w/ 1 br. for awhile, but ultimately will need 2 br.s (209/268)
If money didn’t matter:
Poly - costs a lot upfront & takes a lot of points to stay there (320/450)
VGF - costs a lot upfront & takes a lot of points to stay there (317/443)
BC - 2042 end date (258/334)
Since your next purchase will likely be at the Poly direct, then I’d lean towards a resort in a different area. If you could live w/ the 2042 end date, the BC would be nice (they do share buses w/ the YC.) I own at AKV & absolutely love my stays there, but it’s not for everyone. We alternate w/ our other home resort - VGF & I love staying there as well. However, when we stay at AKV we opt for 2 br.s, whereas at the VGF we tend to stick w/ the very spacious 1 br.s because those VGF 2 br.s take a lot of points 😆. If you’re ok w/ 2 MK area resorts long term & going for 2 br.s now, CCV is a reasonably priced resale alternative w/ an attractive point chart.
 














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