Thats not bad if they are paying 2026 dues and its an August UY? You really just need to decide whats most important. Since you were contemplating RIV add on I assume that means finances aren't 100% an issue. So think of it like this in 2042 you have no timeshare with BRV or with CCV you have it for 26 more years for only about $4800 more now... that is HUGE. You could also sell it at that point as well.
Yeah that's the sticking point for me. Even if you only wanted it through 2042, you could probably sell a CCV in 2042 with 26 years left on it for more than you pay for it in 2025. But the BRV
will be worth $0.
I personally keep waffling between:
1. Sticking with what I have for now, and waiting for our "
DVC wish list" to develop a bit. We have 150 Direct at Poly and 200 Resale at BLT. We have five (!) trips planned over the next year, by which time our available points will be quite paltry. I'm hoping a well-timed add on after that can bridge us to the next year of plenty. We've only ever stayed onsite at AoA and Poly (7 nights total, so not much experience). So we're also hoping those five trips (BWV, AoA/GF, Riv/BLT, Poly, and TBD) will give us a stronger sense of where we want to stay more long term. We also really want to do a stay at Aulani in 3-5 years, and that's going to require quite a points haul. So I'm trying to decide
when and
where, not
if, for adding on. I probably want ~200 points, and I don't want a 2042.
2. Buying CCV to get some cheap SAP that last a long time. We need 2BR for the next 6-10 years, so that requires a lot of points and CCV's chart is much more favorable for this than any of the other options.
3. Adding on at BLT for longer 2BR stays at 11 months. Longer stays are great, but we would only have 11-month priority at 2 resorts if we do this. In another 10 years, we would probably wish we had a third home resort and just committed to banking/borrowing to orchestrate longer stays.
4. Buying a RIV resale to have an option with better Epcot/HS access (I even toyed with BWV, but it just doesn't make financial sense with 2042 expiration). Having visited for Topolino's, I LOVE Riviera. I don't love the high points chart. I don't love the restriction to only RIV, but it's not that bad given I have two other contracts. It has the highest dues of the options, and it wouldn't help with an Aulani stay at all.