LisaSt,
You've also heard in this thread that some areas require a $100,000 insurance policy for owners of these pit bulls. I really believe (someone correct me if I'm wrong) this man (we'll use him in this example) is going to have some major medical bills and I'm certain he's losing income from not being able to work. He's also going through a tremendous amount of pain and suffering. Unless he sues to get some of these expenses back, no one is going to walk right up to him and hand him anything. Now, he may have medical insurance through his work, and as someone working for the postal service, I'm certain he does and I'm sure he'll qualify for workers comp beings this incident happened while he was working, but all his deductibles he'd have to bear himself and if he has any permanent damage, there would be no reimbursement to him unless he sued. If he did sue, he'd be suing the insurance company (hopefully these people have a liability policy). If these people have no insurance, he'd probably spend more in attorney fees than he'd ever gain from these people and a lawsuit would be a waste of time and money, IMO.
Now, if say, this didn't happen to someone during work hours, there would be no pay reimbursement at all.
As for suing in automobile accidents. We have two options when we take out our automobile policies. You can have full tort options. This is where you are not limited to when you're able to sue and when you're not, or you can get limited tort. Limited tort is cheaper, but they put limits on you. Personally, I carry full tort. Not really that I want or plan to sue anyone, but I don't want anyone telling me when I can and when I can't.
You are right though, Americans are sue happy and some caps should be put in place. Especially when you're talking malpractice suits. All these suits are driving the health care system to a point where it's unaffordable for most families who do not have health insurance through their place of employment. If the doctor is negligent, that's one thing, but that's not the case in a LOT of the suits.