Hi everyone
I've been hanging around the disboards for a couple of months now, mainly in the UK area as thats where I'm from.
However I love digital scrapbooking so I thought I'd come over to say hi.
I use photoshop CS3 and can do most things, DH can do the things I can't. Here is how I would make a photo inside text.
1.Make a new document the size you need.
2.Select text and type your words, making the font the size you need (you need to choose a really thick font like Impact)
3.Go to the layers window and right click on the text layer you should get 'bleding options' come up. Click on this and tick 'stroke' this puts a line around the font, change the size in the size tab to make it nice and thick (20 is good) Click OK on the left and go back to your document.
4.Now click on the layer tab along the top of your screen and select 'merge layers' or 'flatten image'
5. Now you can erase the centre colour of your text to make it transparent.
6. Finally open the photo you need and drag it onto your document.
7. Tricky Part - you will now need to duplicate your text layer so that you have two text layers this is so that you can swap the order of the layers. Now drag the text layer to the top layer by clicking on it and dragging it up the layer box. You will be able to see your photo through the text.
PM if you need more help, it is a five minute job and I'b be happy to do it for you if you want.
Here is a birthday card I made so you get the idea.