My husband and I went back and forth on the PhotoPass, and we decided to buy it knowing we could be refunded if we did not want it. We are SOOOO glad we did it! We got over 300 pictures on our 7 day trip, and with the edits / zoom ins / borders / b&w changes, my final order had over 600 pictures! I can take the CD to any photo place and get copies, and it was SOOOO nice to be on a trip together and not have to ask people to use our camera for pictures, or take pictures separately.
That being said, we really made an effort to stop for photos- sometimes we would be trying to rush to a ride or attraction, and we would make ourselves stop for pictures. We are so glad we did- there are some amazing pictures of us, and we were able to get pictures together with the characters, too, which was nice.
Another thing we did, that I would reccommend- if there are a few PhotoPass photographers out, get your picture taken by more than one in the same area- sometimes one of the photographers will get a different angle or zoom in more closely- we loved having the variety of a number of pictures in the same general area.
Hope this helps!