I'm a pre-planner myself so I would preplan my meals to a tee. It strongly depends on rather or not your staying on or off site and if you will have a car.
First, I would buy meal vouchers from hotwire savings club (both the Q & C Vouchers for your "fast food like meals", and the Kingdom Lunch (more upscale meal voucher) for Later that evening or just the opposite. Also, disney dollars are good at all disney restaurants too.
Secondly, if your staying off campus i'd buy gift certificates/Gift Cards at
Walmart (they have 24 hour Supercenters in Orlando) for "Groceries" if you have staying with kitchenette area.
Third, I'd buy restuarant gift cards at different places that I plan to eat. Look up info for restuarants in Orlando.
For restuarants that you would like to go to and they don't have a gift card, go to your local bank and get a visa/mastercard gift card that is good everywhere. American Express now has gift cards that are reloadable too.
Be realistic with your amount that you'd usually spend at restuarants and stay in your budget. (Ex: if you plan to eat at Outback and you have a family of five plan for $20 per adult/teen and $11 per child.) Almost all of the major restuarant names have their own gift cards. This is creating your own budget and not letting Disney create a budget for you!!!!
Hope this helps and have a Wonderful Disney Day!!!
