Paying off MB tab before check out

[mommymanda]

So from the info I've gathered, once your MB is set to a credit card you can swipe it wherever you go, punch in your PIN and shop away. They than run your balance sometime during your last evening/check out.

We are staying at a Value resort so I know we are allowed $500 on the account. That is perfect since my spending budget including tips (we are on the DDP) is $500 or less.

I've also seen that if you go up to the desk before they run it you can use gift cards or cash to pay off that balance.

What I'd like to know is what can be used to pay the balance. I have $150 in Visa gift cards I collected with my PC points (they do say valid in the US), as well as $50 in Disney gift cards I collected with my movie rewards points. If I take all those up to the front desk the morning before my check out day can I use them to pay off whatever has been added up until than? Obviously with the Visa GC I lose the exchange plus their 2.5% fee...but in my world its 'free' money so still better than coming off my credit card.

Am I making sense? I would just prefer not to bring much cash to the parks, and like the idea of the printed sheet with all purchases...but don't want to head home and realize I swiped the MB so often I forgot to use the gift cards I collected.

TIA

 

[EastYorkDisneyFan]

If your planing to use gift cards instead of the card on file I would have them add them to your account when you check in rather than wait.

 

[mommymanda]

If your planing to use gift cards instead of the card on file I would have them add them to your account when you check in rather than wait.

Would they just run the first $150/$200 (can I just file the Disney cards too?) in gift cards. Than run the rest on my regular CC? Or will I have to try and keep track of my spending. Go to the front once the GCs are used up and file my regular card?

 

[EastYorkDisneyFan]

You can give them as many of them as you want, all I' saying is it's easier for them to put all of them on your account. essentially what they do with gift cards you add to your account is treat them as a cash balance on it. Also if you use them all at the beginning of the trip it will save you trip at the end

 

[dancin Disney style]

I suggest that you go to the concierge every 2 or 3 days and check the charges and pay them off at that time. It will only take you 5 minutes to do this either on your way out in the morning or on your way back in at night.

 

[Chickkypoo]

EastYorkDisneyFan is correct.

What you can do at check in, is have them added to your account. They will treat it like you already paid cash, and put you at a positive balance.

Once you have used that positive balance (the roughly $200 on file), they will bill your account. Once you spend an additional $500 or reach your check out day, whichever comes first, they will bill your credit card on file.

If you put the gift cards on file when you check in, you don't have to worry about running up to the front to make sure you haven't hit that $500 limit already before you are able to use them.

 

[mommymanda]

EastYorkDisneyFan is correct.

What you can do at check in, is have them added to your account. They will treat it like you already paid cash, and put you at a positive balance.

Once you have used that positive balance (the roughly $200 on file), they will bill your account. Once you spend an additional $500 or reach your check out day, whichever comes first, they will bill your credit card on file.

If you put the gift cards on file when you check in, you don't have to worry about running up to the front to make sure you haven't hit that $500 limit already before you are able to use them.

Thanks that is helpful. My only other concern is because the Visa gift cards are purchased in Canadian funds. They are valid in the US, but same as any credit card 2.5% fee and exchange rate. I guess if they run them and realize it was short due to exchange they will just add the difference to my filed credit card?