I agree, we also have paid for this trip in chunks. First we paid for our accomadations(one night already paid at POP, and OKW already paid for. only one more night at POP will be billed when we arrive) tickets will be paid for soon, and we have a US account that we keep all our spending money in. Also when ever we get a US mail rebate it goes into that account. All of my ebay sales money also gets put into that account. Although I haven't done much ebaying since they raised their take. Hope this helps.