Wakey, I don’t understand who you are paying.
Dvc requires a US bank account to pay monthly during the current year.
Or were missing something. Because for non-monthly-plan payers, they require it all by a certain time.
That’s certainly how I would do it.
As others have said, many people don’t have those anymore.
I have them for my son’s therapist who is out of network and charges a fee even for debit cards, and for his ballet tuition (again, there’s a fee for cards).
I can just do the google trick to get routing (or remember what to click on on the bank website), and log into my account to snag the account number. No getting up trying to remember where my checkbook is.