I had an extra GC I just used to pay for most of my January payments (had to use a CC for a small portion), but it moved my payment to February when I turned on auto-pay again. So my question is this: If I turn off auto-pay and pay February payments with a GC, can I turn auto-pay back on before February 15 (which should move my next payment to March) and then pay off the entire balance before March 15?
Oh and all of my contracts are currently under $1000 each. When I pay off the remainder of each, can I have three GCs and pay each off separately, OR does the total have to be under $1000 because they are all paid at once?