- Jan 13, 2007
Am I right in thinking it makes sense to pay your cruise off in full early so that if it is canceled you will receive FCC to help offset any increase in price in a future cruise?
That has been the pattern of the past. There's no way of telling what the future holds for cruising.
Thank you, frankly my hope is that we said but if not then getting that extra 25% would likely help a lot because I expect prices to go up.!Yes, if you can spare the money and intend to reschedule if your cruise is cancelled, and if DCL keeps the same policies, it would save you money to make final payment before a cruise is cancelled.
Under the policy used for the recent cancellations, if you have paid in full for a cancelled cruise, you would get your choice of a full refund of all payments or a 125% Future Cruise Credit good on a cruise in the next 18 months. If you have not paid in full and a cruise is cancelled, you just get a refund of all payments.
When my September 2021 cruise was cancelled a few weeks ago, the FCC was good on departures through September 30, 2022, with a note that some Disney Wish sailings would have black-out dates. My travel agent was able to apply it to an already-booked June 2022 cruise.
It depends on if you want Disney holding on to your money. We thought about this for our August 2021 Northern Europe once it became clear that cancellation was coming soon. We personally decided that we didn’t want Disney hanging on to that much money for that amount of time. Granted we already had the 40 percent discount we got from the 2020 Panama cruise so the 25 percent off wasn’t quite as appealing. It’s a personal decision though. Many people have decided to PIF to get the FCC.
Port fees and taxes hardly make a dent in the cost of a Disney cruise.I think it should be pointed out that, unless I am mistaken, that the 125% FCC excludes port taxes and other fees, so isn't actually as good as it sounds! the extra 25% can easily be absorbed!
Yes, some people do this. If you know you want a future cruise, there's nothing stopping you from doing this.
Looks to me that it's about 10% which was lower than I was expecting, so yes ok you still get around 15% extra. I'm sure that for one of my cruises that was cancelled, even the extra 25% FCC wasn't enough to buy the equivalent the following year!Port fees and taxes hardly make a dent in the cost of a Disney cruise.
I think your math is fuzzy. Remember that the taxes and port fees are refunded, so you also have that money back to spend on a future cruise. Consider a $1000 basic cruise cost with 10% additional for taxes and port fees. Total is $1100 for that cruise. Now, you take the FCC and receive the $100 taxes and port fees as a refund. You now have a $1250 FCC plus an additional $100 from the refunded taxes and fees, so a total of $1350 to apply to the total cost of a new cruise (including taxes and fees). $1350/$1100 = 1.227, so the net benefit is 22.7% even when taxes and fees are taken into account. Of course, the actual benefit will vary depending on the actual percentage for the taxes and port fees. Taxes and fees would have to reach 66.7% of the base cruise fare to make the effective benefit only 15% (I won’t bore the readers who got this far with the wonky details of the calculation).Looks to me that it's about 10% which was lower than I was expecting, so yes ok you still get around 15% extra. I'm sure that for one of my cruises that was cancelled, even the extra 25% FCC wasn't enough to buy the equivalent the following year!
No, taxes and port fees are not 10% of the cost of a cruise. It might happen to be around 10% for a certain cruise that you're looking at, but that's coincidence. It is not a 10% rate or anything even close to that. For example, a 7-night May Alaskan cruise for 2 with an obstructed verandah has a total price of $7,754. Only $404 of that is for taxes and port fees.Looks to me that it's about 10%
Thanks! So glad it worked out for you!We paid in full about a week before June 2020 cruises were canceled. The FCC allowed us to lift and shift to next summer and pick up an extra night. So we essentially got a 7 night cruise for the price of a 6 night cruise in the same stateroom category. We had to pay about $25 when we rebooked, but we also received a $220 refund from the previous cruise. The only thing we can’t carry over is all the great onboard activities we were able to “book” because there wasn’t much competition.