It's not an unwillingness, my husband and I have passports because we have to travel for business occasionally, but it cost nearly as much a my total
travel insurance and we both have to take a day off of work or at least a half day, since we don't work in the township. We know that it is unlikely that we will use it again in 5 years and the only chance we'll use it if there is some really serious medical emergency where we have to be taken to a hospital during a 5 day cruise, really 4 because I'm guessing that the first and last we'd get sent to the US anyway. We are only getting off the ship at
Castaway Cay and even if we did get off at Nassau, the kids wouldn't. Any minor illness would be take care of on the ship so it seems like a really, really slim chance that would need them. I guess I just feel like I'm missing something.