I agree with most of the posts. Monitering your alarm system is a waste of money normally it takes the police longer to respond to the alarm then a 911 call. I guess since alarms are set off by accident all the time they didn't really make that much of an effort.
I would buy one and secure my house myself with window chimes and door moniters or even have a security system installed but not monitor it every month. Make sure you get a wireless one though![/QUOTE
I am trying to understand what the point of a security system would be if it is not monitored?
If you have your system monitored the benefit is that if the alarm goes off, your central monitoring station will call immediately. If you are home, they will ask you for your password (to make sure you are the homeowner) and then ask if everything is ok. If you set it off by mistake, the police are not called. If there is no answer to their phone call they will then call the police department to check the alarm out. I would think the reason that the police don't race over to your house is that since no one is home, then no one can get hurt. I don't think most people understand that an alarm system is there to protect YOU and you really need to have all monies and valuables stored in a safe...hopefully one bolted to your floor or installed in your wall. The other benefit for a monitored system is that your home is directly hooked up to your fire department, so if that alarm goes off the fire department will be there pronto. Great to have because it will wake everyone up if the fire starts in the night and great because if you are not there the alarm will notifiy the fire department. Another benefit is that you will also be provided with a 2 digit number that you enter either before or after your security code. This is an Ambush code. This will protect you, that God forbid someone comes up to you at you door and forces you in the home, you enter this code along with your normal code and your alarm system turns off as normal, but sends an ambush signal to central monitoring and the police will come running.
Something else to consider is that if your are working outside the home and you have older children coming home from school by themselves, there is the security of knowing that they are entering a safe home.....or if they needed it, an ambush alarm there for them.
Monitoring here costs us about $20 a month, and for the piece of mind it brings it is well worth it.
As far as the system goes, we use Lowitt Alarms, but I think all these companies are local. Any good security system here runs in the $2M+ range, but I think that varies by where you live. We're on Long Island.