Orthodontist?

[FoundMyPrince]

Just paid for son's braces the first week of June; opted to pay 95% up front (received a 5% discount). Also, I charged the entire amount - a little over $6100 - on my credit card to get airline miles If I were paying for three kids' braces I would try to do something similar. Yes, the credit card is already paid off -- no interest accumulated and the ortho office didn't charge us a fee for charging the balance.

 

[JustCallMeMommy]

What I did was put the money in my Flexible Spending Account to bring my taxable income down and then made the payments from that account. Of course now I think you can only put $2,500/yr in your FSA but the number was higher when we were going thru this.

And if you have an HSA, the amount you can contribute may be higher.

 

[kandb]

My twin 12 year olds just got on their braces today. They both need to wear them for 1 year, the price was $4400 for each. The orthodontist gave me $100 discount since I had 2 at the same time. Then the financial person brought it down to $3800 if I paid up front and cash(check), as opposed to charging it. My job also gives $1900/per person for lifetime orthodontist, so it brought it down to $1900/child. I paid up front with a check for $3800 for both of them which is PIF.