We are considering a move from NJ to Florida in the next 2 - 3 years. The insurance rates, roof conditions and flood zones are things we are trying to factor in also. I personally seem to feel safer with new construction as opposed to older homes in the same price range. This past summer we toured New Construction in Ocala, Poinciana, Auburndale, Bartow and Sebring. Existing home prices were almost comparable to the new construction. I can't imagine buying a home built in 2007 for the same price as a newly constructed home. It almost a no brainer knowing my HVAC, Roof, foundation, appliances, etc are all NEW for basically the same price.