I just got a deal in the mail today to open a Disney Visa and if I spend $500 in the first 3 months I get a $200 Disney GC. We leave for our Disney trip in less than three months and I would like to get the gift card before we go so I can use it on the trip. Does anyone know if you make a $500 purchase right away, if they send you a GC right away or do they wait the entire 3 months? Thanks so much!