OK ~ who else doesn't get trip insurance?

[DreaminDisney]

Like my DH always says......... It's when you don't buy the insurance you need it. We ALWAYS buy the insurance. It's a small price for piece of mind.

 

[chrisn]

in 2002. It was around $220 for the 4 of us. This was based on the cost of the trip (which wasn't cheap). I felt good having it for the evacuation coverage. Apendicitis can strike anyone at any age. That's what I was thinking. I do not purchase it for the WDW portion of our vacations but definitely for the cruise portion as we are OUT of the country.

 

[chrisn]

My Insurance DOES cover our family out of the country BUT our portion of a 25,000 evacuation cost would run $5000. That's after our insurance has paid 80%. Sometimes they pay 90% and that's still $2500!

 

[makaylee]

I just found out our insurance also covers overseas and would cover an evacuation from the ship. I am still getting insurance though, simply incase one of us gets sick before the cruise and we cannot get on the ship. It is worth it to me to pay the $150 ( could be less now since i dont need medical) to cover the $4000 we paid for the airline tickets and cost of cruise and hotel.

 

[dskittles]

We cruise every year with Disney and the 400.00 plus that we would spend on insurance would add up to a free cruise after a few years. Granted we travel in a cat. 10 room and cruise during the value season. I called my insurance and we are covered in all countries (my husband travels internationally for his job so we better be covered!) Just my 2 cents

 

[lillygator]

I think we will buy it for our 7 nighter but for the 3 nighter in May I am going to forgo it.....

 

[makaylee]

Originally posted by dskittles
We cruise every year with Disney and the 400.00 plus that we would spend on insurance would add up to a free cruise after a few years.

If you buy it seperate from DCL it is MUCH cheaper and one of the companies covers kids for free, I forgot which one, but someone out here will help me. Like I said we also are covered out of the US but I buy it for the cost of the cruise and airline tickets. It is only going to be like $130 for us next time, well worth it to me for my peace of mind when one case of pink eye could cost me $4000.

 

[makaylee]

Originally posted by lillygator
I think we will buy it for our 7 nighter but for the 3 nighter in May I am going to forgo it.....

If I didnt have to fly to get to the ship and it was only a 3 nighter MAYBE I wouldnt either. It would depend on how much it would cost to cover it. If you went with a company other than DCL it would probably be VERY cheap. On second thought, no I would still get it.