SO I have done all of the math. I have tested three dates, and two rooms. I looked at Disney price, My TA price, FD price and 20% RO discount (Pete did say to check math, after all, it could have been more)
So 10 nights 8-day hopper
DDP (pop)
Disney-5095
TA-4100
FD-3014
RP discount 20% 4542
This is just to show a difference in all these different prices. If anyone wants to use them for your own comparisons I thought I would share it.
Right now I am planning with the TA and picking some days for each park and starting to set up. If FD drops and I can get it. Either from me staying up so late, or my TA. Then it will work for us but if not I am just so excited to get to go finely. (and have this remake trip, in the making of 10 years lol)