Our condo in Orange Beach had very miminal damage with Ivan in 2004. We still don't have an certificate of occupancy!!! I am hoping to get one soon so we can use it this year. We only had the basic water leakage into the unit and not even any broken windows. All the units had to be gutted (sheetrock, carpet) and re-worked to prevent mold. Our unit is complete (has been) but the city has not cleaned off the property. There are huge mounds of sand in the yard area and you would think they would want that sifted and put back on the beach. I think the pool is now completed (it had to be re -done since there was a huge surge) and the boat dock was just wired for electrical so it should be done. But we have the basic services, power, water, sewer. If they community leaders feel they don't have enough basic services in place (hospital, 911, etc) maybe they will be delaying the occupancy permits.