In terms of luxury, I think it depends on a bunch of factors, for instance a Disney vacation to a family eating ramen every night for a year just to save for it would I’m sure call it a luxury. I’m sure the ultra wealthy would have a different definition.
What is deemed extravagant living for one doesn’t apply to another. So for some Disney is a luxury for others it seems to be a complete waste of time and money, and for others it’s somewhere in the middle. It’s kind of pointless to define someone else’s meaning of luxury, and it comes off a bit as talking down to someone who may enjoy it