NOvemBUY (November No Buy)...All Are Welcome!

[Tiggerish]

The November budget is $1115 with 10 no spend days.

Auto $75
Eating Out/Entertainment $150 / $140 left
Giving $25
Groceries/Household Goods $250 / $244 left
Medical $100
Misc. $100 /$70 left
Set bills $415 / $290 left

No spend days goal = 3 of 10

Coupon savings = $1.35
Christmas 2010 running total of spending = $453
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11/1 Entertainment $10 (ticket to see college theatre production where niece is the stage manager) Misc. $30 (clothes)
11/2 Set bills $125; Groceries $6
11/3 $0
11/4 $0
11/5 $0

 

[3goofyboys]

My goal for the month is 17 no buy days. Looking forward to another good month!

1 $10. Was going to be a no buy day, but DH needed gas...oh well!

2 $0

3 $53 medical, $225 groceries. Not a great day spend wise, but I've taken care of groceries for most of the month.

4 $50 gas, $50 benefit for a local charity, $15 bread at the local orowheat outlet (got 7 loaves of bread, 5 packs of bagels, 5 packs of buns, and a breakfast pastry, so money well spent!).

5 $0


2/17 No buy days!

 

[MissBritt]

1 $0
2 $28.79 JCP and Walmart (baby clothes)
3 $37.88 Walgreens (prenatals, diapers, toilet paper, bread)
4 $0
5 $10.96 Starbucks (treats for coworkers), $11.07 Bealls (baby clothes), $35.60 Gas

Total- $124.30
$0 Days- 2/13

 

[MickeyMomOfThree]

I have completed 10 months of my 12 month goal and am excited for November. This month we are headed to Disney, so my goal is 8 for the days I am in town.

November 1-$0 Anyone who knows me knows I have to start the month with one or I don't do well for some reason. So, I made do with groceries today and made it a November 1st No Spend Day!

November 2- Today was a BIG spending day, but comes with some explination.
$5 for DD11's School Lock In Friday Night
$5 For DD8's Family Night at School Friday Night
$86 Dance Tuition (I don't count this towards a $0 day as it is a bill to me, but since I pay it and DH doens't I like to record it)
$21.55 Gas, I like to top it off whenever I am at Sam's so I never run low, it is so much cheaper there.
$17.94 Bread Outlet (Love it there, I got 2 loaves of breakfast breads, 18 bagels, a thing of engish muffins, a jar of jam and 20 packs of mini muffins.)
$39.68 Walmart, Toy Story 3 Blue Ray/DVD set and a few groceries.
$47.77 Wegman's-Groceries
$43.96 Target-3 new DS games for the car ride to Disney and a few bags of little packs of Animal Crackers, a buck a bag in the Halloween Candy, good for in the car.
$19.42 Walgreen's- $5 DD owes me back, she bought a Minnie Witch on the clearance rack that movies and plays "I Want Candy" and I did a very unplanned but beloved purchase, they had a Mickey Snowman that lights up and changes colors for $13. I collect Mickey and I collect snowmen so I bought this. I'd have blown a $0 day for this guy, he's so cute and I am looking at him now and he is making me so it was worth it!
$384.48-Sam's BUT, here is the explination. I bought almost $200 in Gift Cards, $110 for Disney and $85 for Outback (where DH and I always go for dates, it's our favorite!) AND, they only sometimes have the different flavor of water that we drink. We were never until about 6 months ago bottled water people, but DH started drinking the flavored water insted of soda, not a savings but better for him. Well the kids started drinking it and I like that they will cause none of them were ever water drinkers so I caved and have been buying a case a week since. Well they have 2 packs of flavors and they like both but one more then the other and Sam's only has it about once every other month so when I went yesterday and saw they had it, I bought 5 cases. So that is $50 in water and $10 in deposit on the bottles. Add to that that I need to get my freezer stocked with dinners before we go on vacation so I bought a lot of meat and Ziplocks and yo uget a very high Sam's bill!
Today will be a $0 day. I am staying in and cooking all day. We get back from Disney and the week is packed with me volunteering at the Santa's Secret Shop all week, and getting the house decorated and just getting back into the routine so I like to have lots of dinners made and ready to just pop in the oven when we are gone. In fact I am going to go ahead and call today...
November 3-$0
November 4-$0
November 5-Well it was a No Spend day, till hubby came home "craving" pizza. I was making pasta, not too far off but he's had a long hard week, went in today at 4am and only came hom cause we have 2 kids needing to be 2 places at the same time, othrwise he'd still be there...so if pizza makes him happy I guess pizza it is. $22 for pizza, we bought a sheet so we'd have leftovers when we are in cleaning and packing mode tomorrow and need a quick lunch.


November No Spend Days 3/8
$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
Happy About Record Since Joining No Buy-
January-14 Days
February-13 Days
March-17 Days
April-15 Days
May-15 Days
June-8 Days
July- 6 Days (only in town and only recorded half the month, probably had about 7-8 no buys while away)
August-15 Days
September-15 Days
October-13 Days
Longest Streak-4 Days in a Row

 

[annsteere]

11/2
11/3
11/4

 

[wlake]

The latest:
11/1: $42 for last week's after school care, $? for the PO (been avoiding that trip for almost 3 weeks, so I don't really want to know, but I suppose I'll have to ask later), $62 on clothes, and $140 for indoor soccer registration for the boys (ouch, but I was able to get the late fee waived because I didn't even know this place had indoor soccer until Sat., and the deadline was of course Fri.! That was really nice of them.) Starting off with a huge day!
11/2: $30 for the school fundraiser (beautiful wreath though!), $32 for gas, ? for grinders but DH picked them up so I'll have to ask.
11/3: $14 at the book fair
11/4:
11/5: $10 groceries, $12 skate night (PTO fundraiser), and $35 for after school care.

Haircuts for everyone tomorrow, and groceries on Sunday.

no buy days: 0/10
dinners out: 1/5

 

[ronnmel]

No Buy Days : 2/15
Gas : 34$ (max 85$)
Car : 74$ (oil & tire change)
Groceries : 52$ (max 250$)
Eating out (and snacks) : 8$ (max 150$)
Non-necessities : 30$ (max 250$)

01/11 : 35$ (groceries)
02/11 : 0$
03/11 : 155$ (gas, groceries, changing tires)
04/11 : 0$
05/11 : 8$ (dinner)

 

[A.Mickey]

Running Total: Spent $92.38
$0 Days:2/10

Groceries ($200)- $23.53
Eating Out ($100)- $14.22
Misc. (Shopping/Entertainment) ($200) $54.63

Decided to start a weekly budget, maybe this way I won't get too discouraged

WEEK 1:
$16.47 left Groceries
$5.78 left Eating Out
$0 left Misc.

WEEK 2:
$46.67 left Groceries
$23.33 left Eating Out
$32.04 left Misc.

WEEK 1 BEGIN:
1- $0
2- $7.27 (Walgreens-Groceries), $2.30 (Jewel-Groceries), $2.39 (Dominick's-Groceries), $10.13 (McDonald's-Eating Out), $3.29 (Dollar Tree-Shopping) (Coupon Savings-$32.20) (Sale Savings- $40.20)
3- $42.35 (Toys R Us- TS3, wall clock, popcorn tin, and Phineas and Ferb xmas special- Got Back a $10 GC and $5 in Rewards money), $2.23 (Walgreens-Groceries), $1.48 (CVS-Groceries), $4.09 (Burger King-Eating Out) (Coupon Savings- $33) (Sale Savings- $36)
4- $0
5- $7.86 (Target-Groceries), $8.99 (Crocs.com-Shopping) CVS- was out of the stuff I wanted so I got a raincheck (Coupon Savings- $16.50) (Sale Savings- $34)
6- Oil Change and we will be eating out for lunch I assume.
WEEK 2 BEGIN:



Budget: $500....18%
Month: 5/30: 17%

My savings from coupons ($81.70) and sales ($110.20): $191.90

 

[Siouxstone]

I totally forgot I wouldn't be able to come home for lunch yesterday, so that blew a $0 day. Other than that, I was good. I do have to go trade some of DS's pants at Target this weekend.

Hope everyone has a great weekend.

11/1-$0
11/2-$18 Macalisters for lunch
11/3-$8 groceries/household, $88 long sleeve t's and pants for DS
11/4-$6 lunch at work
11/5-$0


Budget-
Groceries/Household/Dog- $750 (bigger in case we T-day here, $742 left)
Gas- $160
DH pocket money- $80
HP7-$40
Weekend of the 13th- $200
Tday away-$250 (will only touch if we leave town)
NOOKcolor-$300, but some in hoarded gift cards already
Clothing-$200 ($112 left)
Eating out-$100 ($76 left)
Medical-$80
Xmas-$500
Bookfair-$15

 

[fairyprincess1]

Goal: 12 No Buy days

11/1 $0
11/2 spend - didn't bring my lunch cuz I was going to take a co-worker out for her birthday... then she needed to postpone
11/3 spend - had to run out & get milk, plus invites for DS's bday...
11/4 so far so good, but it is Bunco night, so I know I'll be putting in my cash for that... Hope this weekend is better - not such a great start for Nov!!
11/5 $0 Hurray!!!!


2/12 No Spend Days...

 

[ChisJo]

Today I ended up spending more at the grocery store than expected...

However, they were having dollar days so I stocked up on items that I know we will use in the future. Now I really don't have to buy groceries for a long time, just the staples that you have to have (milk, cream for my coffee, chocolate...you know, the basics )

Tally today: $104.20 (I was hoping to only spend $75)

Grocery total for the month $237.69, budget $500.

 

[charming23]

Finally feeling normal again. Yesterday I stayed around the house and I am today as well so no money spent for me.

Groceries- $200/$143.65 Left
Household/Pet-$50/$48.15left
Thanksgiving food-$50
Gas/Car-$50
Entertainment/Eating out- $50
Misc-$75/$64.30 left

Total-$475/$406.10

Goal of 15 no buy days

Week One
11/1- $47.35 groceries, $1.85 cat litter, and $10.70 Post office
11/2- $0
11/3- $0
11/4- $9 groceries
11/5- $0
11/6- $0
11/7-

4/15 No Buy

Coupon and Store Savings- $13.03

 

[annsteere]

I may need to clarify a new rule here: no spend = a day when I don't spend money.

I was planning for my fourth no spend day in a row. Now I see that DH has been to the grocery store for cookies and soda (11/4), sherbet and LaCroix sparkling water (11/5) and candy (11/6).

We had agreed that we would be VERY frugal until Thanksgiving, but he's got some health issues right now and apparently buying himself treats is part of what he needs to do. . . .

11/3
11/4
11/5
11/6

 

[ronnmel]

Made a big purchase today, our wedding bands. Don't have to pay until we get them though so I don't have to count it in my budget just yet. Plus, we sold some old rings and got 200$ back!

No Buy Days : 2/15
Gas : 34$ (max 85$)
Car : 74$ (oil & tire change)
Groceries : 52$ (max 250$)
Eating out (and snacks) : 24$ (max 150$)
Non-necessities : 34$ (max 250$)

01/11 : 35$ (groceries)
02/11 : 0$
03/11 : 155$ (gas, groceries, changing tires)
04/11 : 0$
05/11 : 8$ (dinner)
06/11 : 20$ (cupcakes + parking meters)

 

[Virgderon]

Congratulations ronmel!

Had a lovely day. Went to Busch Gardens Tampa with a friend. It was her first time, which made it even more fun. We have season passes, but I did buy breakfast, a pop at the park and a photo with me, DH and my friend. I love living in Florida.

Running Total: Spent $188
$1000 budget...$ 812
$0 Days: 2
Goal is 9 or more!
coupon/sale savings : 33

Groceries budget- $250-8-12-49-35=$146 left

November 1: $20 (12 gas, 8 groceries)
November 2: $82 ( 12 pop, 5 dinner at bowling, 16 bowling, 49 groceries)
November 3: 0
November 4: 0
November 5: 54 ( meds cleaning stuff, 35 groceries)
November 6: 32 ( 15 breakfast, 5 pop, 12 pic)

 

[Virgderon]

I may need to clarify a new rule here: no spend = a day when I don't spend money.

I was planning for my fourth no spend day in a row. Now I see that DH has been to the grocery store for cookies and soda (11/4), sherbet and LaCroix sparkling water (11/5) and candy (11/6).

We had agreed that we would be VERY frugal until Thanksgiving, but he's got some health issues right now and apparently buying himself treats is part of what he needs to do. . . .

11/3
11/4
11/5
11/6

My DH has his own spending money budgeted , so I don't count it here if he stops for gas or buys a bag of chips or something. Ours is a 2nd marriage, and his first wife kept him on a very strict allowance like a child, so I decided long ago that we both need our own money that we don't have to account to each other for.

 

[3goofyboys]

My goal for the month is 17 no buy days. Looking forward to another good month!

1 $10. Was going to be a no buy day, but DH needed gas...oh well!

2 $0

3 $53 medical, $225 groceries. Not a great day spend wise, but I've taken care of groceries for most of the month.

4 $50 gas, $50 benefit for a local charity, $15 bread at the local orowheat outlet (got 7 loaves of bread, 5 packs of bagels, 5 packs of buns, and a breakfast pastry, so money well spent!).

5 $0


6 $0 Took the boys to the art museum today, but it was free day and we packed a lunch again. We had a great time AND didn't spend a dime!



3/17 No buy days!

 

[ronnmel]

Congratulations ronmel!

Had a lovely day. Went to Busch Gardens Tampa with a friend. It was her first time, which made it even more fun. We have season passes, but I did buy breakfast, a pop at the park and a photo with me, DH and my friend. I love living in Florida.

Thanks Virgderon.
I'm sure I would love living in Florida too!

 

[MickeyMomOfThree]

I may need to clarify a new rule here: no spend = a day when I don't spend money.

I was planning for my fourth no spend day in a row. Now I see that DH has been to the grocery store for cookies and soda (11/4), sherbet and LaCroix sparkling water (11/5) and candy (11/6).

We had agreed that we would be VERY frugal until Thanksgiving, but he's got some health issues right now and apparently buying himself treats is part of what he needs to do. . . .

11/3
11/4
11/5
11/6

Like Virgderon I don't count my DH's spending money either, unless I say can you go and get _________, then I do but I rarely do that. He hates to shop and I hate to bug him to.


Today has so far been a $0 day, but I had a wart (eww) on my fott that I have been treating in hopes it would be gone for Disney. Well I bought a new bottle of generic and it burned my foot really bad, it has peeled several layers deep and I can barely walk (11 days till Disney!) So we read that hydrocortizone cream works well so I am going to try that till Monday and see if I need to go to the DR. However, since hubby and I are going to the store for that (which on it's own I wouldn't count being medical,) I am going to see what DS games Target has B2G1 before the sale ends tonight. May or may not buy anything, we will see.

 

[fairyprincess1]

Goal: 12 No Buy days

11/1 $0
11/2 spend - didn't bring my lunch cuz I was going to take a co-worker out for her birthday... then she needed to postpone
11/3 spend - had to run out & get milk, plus invites for DS's bday...
11/4 so far so good, but it is Bunco night, so I know I'll be putting in my cash for that... Hope this weekend is better - not such a great start for Nov!!
11/5 $0 Hurray!!!!
11/6 Spend day - haircut, coffee, grocery shopping, hardware to fix kitchen sink - but it was $5 in parts & I fixed it myself vs calling the plumber so it was worth every penny


2/12 No Spend Days...