No Buy September

[Tiggerish]

Total discretionary budget for September is $600

Groceries = $150 / $75
Auto/Gas = $50 / $37
Giving = $50
Medical = $10
Chicago Trip = $175 / $2 over
Eating Out = $40 / $38
Misc. = $125 / $55 left
-------------------------------------------------------------------------
9/1 $152 Chicago trip for gas, hotel and food
9/2 $10 Chicago trip for food and bus fare; $17 Misc. to buy a pair of pants since I failed to pack properly. $18 Misc. Disney store for Christmas presents
9/3 $15 Chicago trip for food; $35 Misc - newspaper subscription renewnal; $50 Groceries
9/4 $25 Groceries; $13 Gas; $3 Eating out

 

[twinnersmama]

9/1 $0
9/2 $0
9/3 $0
9/4 $26 -- grocery store just stopped in for the "bargains"

I'm heading out of town for the weekend to go to my parents' house, I think the only money I'll be spending there is gas for the roundtrip and maybe hit the hometown football game Saturday night ... we'll see ...

 

[Jennia]

Sept 1: $0
Sept 2: $53 between Gymboree and Walgreens
Sept 3: $34 at Target
Sept 4: $0

 

[Siouxstone]

9/1-$0
9/2-$1 from Anniversary budget + $60 for Early Bird Check in for Southwest flights
9/3-$0
9/4-$0

Another $0 day, but it won't be a string of three. Miss Luna Lovegood will be getting a groom, a pedicure, and her teeth brushed. I promised to deliver a claw trimmed dog to my parents next friday, and really they are saving $21 bucks a night for 8 nights, so I can pop off for a groom. Usually I do the nails, teeth, and bathing myself, but I've only got two days off before we go. *sigh* Then I've got to get dogfood, treats, and a new chew toy. I may also do the grocery shopping and go to Sams tomorrow.

I hope everyone has a great weekend! Don't let frustration get to you! Just remember each day is a new day!

 

[MrsSpratt]

Well, 9/4 was a total bust. I had a REALLY BAD DAY, so I ordered an expensive lunch (comfort food) only to discover after eating healthy for two weeks, I didn't feel comforted at all. I felt kinda' ill - hadn't had pasta in a while, and I spent all that money! 100.00 on a birthday party I was asked to hostess ON THURSDAY; the party starts at 4pm today. At least it isn't at my house anymore, and my new bras are working out GREAT! No "four ****" syndrome -I know they will be worth it long term....I also found the last bra for the wardrobe yesterday, and it is a WOWZA! and it was on sale, so I ordered it. Sigh.

I know I'll ending up spending some on the Bday party again today - but it is for one of my best friends and totally worth it - I just wish her husband had asked me in advance so I could have planned for this!

Ashamed to write my totals - they are just huge, and I feel so embarrassed.

Thanks for the support!

Mrs. Spratt

 

[momof2OH]

Not counting the usual monthly bills-car, ins, ect... just extra spending!!

9/1 $0
9/2 $8.66 (2 conditioners and spray gel)
9/3 $0
9/4 McD $11.78 (dinner for 4 adults - working on the 2nd story addition...tired and hungry)

 

[princessbride6205]

No zero days but not doing terribly.

9/1 - $9 groceries
9/2 - $11 Lunch
9/3 - $1 snack
9/4 - $9 Pizza dinner
9/5 - don't know yet, probably a late-night grocery & diapers run, since I'm working all day.

BUDGET
Groceries - 9/300
Other (clothes, diapers, etc) - 0/150
Dining Out - 9/110
Gas/Parking - 0/130 (this amount based on work paying my parking this month, there is a small chance they won't, then I'll need to raise budget)
My Fun Money - 12/50

EXCEPTIONS
* Fun Money - $50 each for DH & I. I'll just track mine here so I can remember how much I have.
* Sister's Birthday - $75
* Baby gift for friend - $40
* Photo Software - $260 - We put this off from last month, but photography is too important to us to keep using the free software we have. Last week we had another glitch that lost 100 photos, even though we back up everything. Photo is our main hobby (other than traveling to Disney - HA!) and we don't take DD to get her pictures done - we do them ourselves.
* Passport - something else I put off from last month

 

[lougoofy]

Sept. 2nd: $1.24 candy
Sept.3: $4.60 misc.(cheap rest. bite, bus fare and $1 to niece), $33.74 groceries includes t.p. and (old house) fuses
Sept.4: day off $2.25 soda and bus fare, $15 Worldffest, $2.69 pizza slice and aSoBe, more spending today? maybe

$19.58 groceries

 

[maggieusa]

9/1 $25.79 Olive Garden
9/2 $0
9/3 $12 gas $7 dinner $33.10 walmart food items.
9.4 $0
9/5 $35 Birthday gift for granddaughter

 

[MrsSpratt]

Ladies (and Gentlemen?) we have Zero day!

Whooo-hooo!

 

[Tiggerish]

Total discretionary budget for September is $600

Groceries = $150 / $75
Auto/Gas = $50 / $37
Giving = $50
Medical = $10
Chicago Trip = $175 / $2 over
Eating Out = $40 / $35
Misc. = $125 / $55 left
-------------------------------------------------------------------------
9/1 $152 Chicago trip for gas, hotel and food
9/2 $10 Chicago trip for food and bus fare; $17 Misc. to buy a pair of pants since I failed to pack properly. $18 Misc. Disney store for Christmas presents
9/3 $15 Chicago trip for food; $35 Misc - newspaper subscription renewnal; $50 Groceries
9/4 $25 Groceries; $13 Gas; $3 Eating out
9/5 $2 Eating out

 

[sherry7]

Updated as of today

Planned amounts/Spent so far:

Groceries - $300/$79.11
Cat food/treats/litter - $45/$55.75 (overbought but stocked up for a couple of months)
Gasoline (me only, can't keep track of DH's, but he has a very short commute) - $140/$36.00
Tolls for my commute - $52.50/$2.50
Oil change & tire rotation for DH's truck - $30/$40.70
Front end alignment for my car - $30/$0
Household, Personal Products, & Miscellaneous - $20/$80.93 (way underestimated this!)
Clothing for me (last years Fall clothes are way too big on me ) - $150/$79.88
Takeout lunches at work for me & work snacks (major cut planned!) - $35/$9
Bottled water club at my work - $10/$10
Dinners out (2 birthday dinners this month) - $150/$42.47
DS's birthday - $30 gift/$30, $20/$0 bakery cake...he decided he wanted a homemade cake instead.
DM's birthday - $25/$0 gift
Toby Keith concert tickets (still debating on this) - $88/$0
Hair cuts for me, DH, DS - $63/$0
Frames for DS's senior pics (been putting off buying these...but I really need to display those awesome pics!) - $100/$0


9/1 Bread and milk $6.05, $10 for monthly bottled water club at work

9/2 Chinese takeout for lunch (enough for 2 days) $7, dinner at TGIFriday's with DS $28.19 with tip (had a BOGO coupon)

9/3 Groceries $50.10, Great sale on antiperspirant $15.00, Bought snack & drink at work $1

9/4 Big spending day! Impromptu dinner at Smoky Bones with DH. $14.28 including tip (had a $10 off coupon). Snack & drink at work $1. 2 buckets of cat litter $22.77. Forgot we needed this, but we're stocked up for at least 2 months now. Large bag of cat food $25.56. 6 cans of cat treats $6.36, enough for several months. Groceries $22.95. Misc items at dollar store $6.36. Awesome Kenneth Cole leather coat (for me) at Sam's for only $79.88...unplanned for, but last winter's coat is too large. Vitamins & calcium $20.86, enough for several months. Case of Kleenex at Sam's $10.59, enough for several months. 20 pack of soap at Sam's $8.13. Oil change & tire rotation for DH's truck $40.70. New cordless phone $19.99.

9/5 Zero day!

9/6
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[princessbride6205]

I had 2 updates I didn't want to forget so I'm posting again today.

9/1 - $9 groceries
9/2 - $11 Lunch
9/3 - $1 snack
9/4 - $9 Pizza dinner
9/5 - $46 groceries, $29 other (diapers & vitamins), [$10 meds - not listed below]

BUDGET
Groceries - 55/300
Other (clothes, diapers, etc) - 29/150
Dining Out - 9/110
Gas/Parking - 0/130 (this amount based on work paying my parking this month, there is a small chance they won't, then I'll need to raise budget)
My Fun Money - 12/50

EXCEPTIONS
Just remembered this one:
* Reward for meeting my weight loss goal for Summer DIS Biggest Loser - download new season of TV shows to my iTunes/iPod.
* Fun Money - $50 each for DH & I. I'll just track mine here so I can remember how much I have.
* Sister's Birthday - $75
* Baby gift for friend - $40
* Photo Software - $260 - We put this off from last month, but photography is too important to us to keep using the free software we have. Last week we had another glitch that lost 100 photos, even though we back up everything. Photo is our main hobby (other than traveling to Disney - HA!) and we don't take DD to get her pictures done - we do them ourselves.
* Passport - something else I put off from last month

 

[Jennia]

Sept 1: $0
Sept 2: $53 between Gymboree and Walgreens
Sept 3: $34 at Target
Sept 4: $0
Sept 5: $68, shopped Labor Day sales for holiday presents (bought DH quite a few of the $5 graphic t's at Old Navy since he's a master at destroying his clothes and Gymboree pajamas for dd that ended up being $8 after my coupon, yay!). It's crazy but I'm actually DONE with holiday shopping for about a third of our family now!

 

[Tiggerish]

Total discretionary budget for September is $600.

Groceries = $150 / $75 left
Auto/Gas = $50 / $37 left
Giving = $50 / $40 left
Medical = $10
Chicago Trip = $175 / $2 over
Eating Out = $40 / $35 left
Misc. = $125 / $55 left
-------------------------------------------------------------------------
9/1 $152 Chicago trip for gas, hotel and food
9/2 $10 Chicago trip for food and bus fare; $17 Misc. to buy a pair of pants since I failed to pack properly. $18 Misc. Disney store for Christmas presents
9/3 $15 Chicago trip for food; $35 Misc - newspaper subscription renewnal; $50 Groceries
9/4 $25 Groceries; $13 Gas; $3 Eating out
9/5 $2 Eating out
9/6 $10 Giving - church collection

 

[momof2OH]

Not counting the usual monthly bills-car, ins, ect... just extra spending!!

Need to make a change for 9/4...the $ for food actually came out of the house budget for the addition not my pocket so that was another $0 day!! (my grandfather says that if were feeding people who help on the house it's from the house budget $)

9/1 $0
9/2 $8.66 (2 conditioners and spray gel)
9/3 $0
9/4 $0
9/5 $25 metal dragon wind spinner for when the house is done, $4.37 Advance Auto fuses

 

[maggieusa]

9/1 $25.79 Olive Garden
9/2 $0
9/3 $12 gas $7 dinner $33.10 walmart food items.
9.4 $0
9/5 $35 Birthday gift for granddaughter
9/6 $0

 

[Jennia]

Sept 1: $0
Sept 2: $53 between Gymboree and Walgreens
Sept 3: $34 at Target
Sept 4: $0
Sept 5: $68 at various Labor Day sales
Sept 6: $0

 

[Where'sPiglet?]

Hi again

If you recall, I gave up last month in the middle because I forgot to track when I went back to work, and the categories I had were too narrow and it made tracking a real beast.

So...September has only 5 discretionary categories, not the 9 from before. And on here, I'm just counting up for each category as the month goes along.
Gas $17.99
Car Maintenance $0 so far
Groceries $84.45
Eating Out $13.03
Miscellaneous $113.44

1- Groceries 84.45, Gas 17.99
2- $0
3- $0
4- $0
5- Petsmart $3.80, Walmart $63.18, Target $46.46
6- $0

 

[NYCDiane]

I was going to participate this month but with back to school, etc, I'm spending a whole ton of money that I wouldn't normally spend.

I'm going to start in October and keep track of every penny.

What are the "rules" of this thread? Is it that you post your planned budget and then update each day with your spending?

I'm also just starting the TMMO by Dave Ramsey and have the workbook, so that should give me some insight, ideas, etc