No Buy October

Groceries 200...-39
Gas 150...I have 52 left
Eating out 250...I have 16.90 left
Entertainment 150...I have 150 left
Shopping 150...I have 36 left

Oct 19- $0
Oct 20- $0
Oct 21- $3.24 (Wendy's for Aaron and I)
Oct 22- $4.86 (Wendy's for Frostys) $11.30 (Groceries had a $25 Gift card)
Oct 23- $0
Oct 24- $35.00 (Gas)
Oct 25- $48.00 (Groceries) and $20.00 eating out
Oct 26- $0
Oct 27- $15.00 (Groceries)
Oct 28- $10.00 (eating out)
Oct 29- $0
 
The total budget for October is $775 for:

Groceries - $200 / $25 left
Automobile - $350 / $26 over (insurance, plate & drivers license renewals all this month)
Giving - $50 /$5 over
Medical - $35 / $31 left
Eating Out - $15 /$1 left
Misc. - $125 / $9 left
Then I have a separate budget for Christmas - $400 / $50 left
================================================== ========
10/1 Auto -$18 drivers license renewal
10/2 Groceries $12
10/3 Groceries $27; Christmas $2
10/4 Giving $20
10/5 Giving $5; Misc. $9 postage stamps
10/6 Medical $4 for prescription; Groceries $8
10/7 $0 :yay:
10/8 Auto - $57 license plate renewal
10/9 $0 :yay:
10/10 Misc. $34 -stuff & postage for nephew in Afghanistan; $11 Eating out - bought my niece lunch out
10/11 Giving $10
10/12 Christmas $50 - got a Bath & Body Works gift card which I will use to buy 4 or 5 gifts
10/13 $0 :yay:
10/14 $0 :yay:
10/15 Misc. $49 - bought stuff from nieces & nephew school fund raisers
10/16 $0 :yay:
10/17 Groceries $55
10/18 Giving $10; Groceries $9
10/19 $0 :yay:
10/20 Auto - gas $23;
10/21 Groceries $24 after I used $11 in coupons; Christmas $5
10/22 $0 :yay:
10/23 Eating out $3 for breakfast
10/24 Groceries $13
10/25 Giving $10
10/26 Christmas $160 for 7 gifts
10/27 Auto insurance $278; Misc. $13 new shirt
10/28 Misc. $11 for socks, gloves and scarf for niece's halloween costume
10/29 $0 :yay:
10/30 Groceries $27
 
Today was not a $0 again. I forgot cat litter when I was out yesterday so I had to go back today to get it

10/30 $3.56 for two bags of Giant Eagle cat litter
 
1st $0
2nd $0
3rd $3.70 - forgot to take breakfast to work
4th $0
5th $2.50 at the library for a CD rental - I owe them 50 cents next time I visit
6th $0.50 at the Salvation Army store for a new pair of shoes
7th $0
8th $0.50 at the library that I owed from Monday
9th $0
10th ~$15 on items at a couple of church fairs and grocerys/lunch, $10 donation to Red Cross for Samoa earthquake/tsunami
11th $0
12th $1.65 on more ear plugs
13th $0
14th $0
15th $7.50 for lunch and $1.50 for a drink (out of the office)
16th out of town on expense allowance
17th out of town on expense allowance
18th out of town on expense allowance
19th out of town on expense allowance
20th $0
21st $0
22nd $0
23rd $0
24th $11 for lunch (for me and Robert) + $49.45 for AA membership renewal (same as AAA)
25th $0
26th $0
27th $0
28th $0
29th $0
30th $1 at a school fair for some clothing and odds and ends
31st $2 for some muffins at a church fair


Probably my final post for the month, might add a bit to my total for today as I have another fair to go to this afternoon but I'm not a big spender - they have to be virtually giving the stuff away to peak my interest.
 

Oct. 28: $2.12 McDs snack

Pay day and the day after, what did I spend and where?
Oct. 29: $1.50 fee for paying a bill, $1.00 money order, $7.50 lunch, $1.50 bus fare, $1.00 pepper, $5.30 six pack of drinks, $13.46 groceries and $.99 candy bar
Oct. 30: $1.00 money order, $1.50 bus fare, (free) coffee, donut and candy from Bank, $3.91 queso fries and $31.79 costume
 
Pay day and the day after, what did I spend and where?
Oct. 29: $1.50 fee for paying a bill, $1.00 money order, $7.50 lunch, $1.50 bus fare, $1.00 pepper, $5.30 six pack of drinks, $13.46 groceries and $.99 candy bar
Oct. 30: $1.00 money order, $1.50 bus fare, (free) coffee, donut and candy from Bank, $3.91 queso fries and $31.79 costume

OH yeah $11.09 for a disney box and postage (sent a birthday gift) to contemporary resort for a nephew
 
Groceries 200...-39
Gas 150...I have 18 left
Eating out 250...I have 16.90 left
Entertainment 150...I have 150 left
Shopping 150...I have 36 left

Oct 19- $0
Oct 20- $0
Oct 21- $3.24 (Wendy's for Aaron and I)
Oct 22- $4.86 (Wendy's for Frostys) $11.30 (Groceries had a $25 Gift card)
Oct 23- $0
Oct 24- $35.00 (Gas)
Oct 25- $48.00 (Groceries) and $20.00 eating out
Oct 26- $0
Oct 27- $15.00 (Groceries)
Oct 28- $10.00 (eating out)
Oct 29- $0
Oct 30- $34.00 (Gas)

Great news is I got my debt ticker down some today! I got one of my 3 credit cards paid off!:woohoo: Now on to the next one! My goal is to have them paid off by mid summer of 2010! I know this thread is going to surely help me, it already has! Thank you to ever had this fantastic idea, if I ever meet you have the biggest hug coming! :hug:
 
The goal is $600 or less for gas, food, and miscellaneous, and 15 or more $0 days.

1 - $0
2 - $4.28 Subway lunch
3 - $35 Gretna Fest admission & food
4 - $0
5 - $0
6 - $79.43: 36.87 groceries, 11.76 Snow White, 13.03 Cane's, 17.77 gas
7 - $0
8 - $0
9 - $0
10 - $27.05: 10.35 CVS, 16.70 Quiznos
11 - $0
12 - $73.46: 14.81 Popeye's, 58.65 groceries
13 - $0
14 - $6.57 Popeye's
15 - $0
16 - $0
17 - $36.31: 5.21 McDonald's, 31.10 Pottery painting studio
18 - $0
19 - $131.15: 13.03 dinner, 67.46 Target, 18.63 gas, 33.53 groceries
20 - $0
21 - 36.38: 16.35 Walmart, 13.49 CVS, 6.54 Wendy's
22 - $0
23 - 49.48: 44.17 Walmart, 5.31 McDonald's
24 - 29.65: 25 Zoo, 4.65 Cafe du Monde
25 - $0
26 - 60.60: 47.54 Walmart, 13.06 Cane's
27 - $0
28 - $0
29 - 47.50 Target
30 - $0


Running total: $616.86
16.86 over my goal. :sad2:


Great news is I got my debt ticker down some today! I got one of my 3 credit cards paid off!:woohoo: Now on to the next one! My goal is to have them paid off by mid summer of 2010! I know this thread is going to surely help me, it already has! Thank you to ever had this fantastic idea, if I ever meet you have the biggest hug coming! :hug:

:hug: A virtual hug can suffice for now.

:cool1::woohoo::yay: Great job getting the card paid off!
 
Congrats A.Mickey on getting another credit card paid off. I am doing the same thing right now and I know how good I feel when I get one paid off so celebrate.

Today was a $0 day.

Happy Halloween all!!!
 
I spent some money today, I need to do the math.

Has the November No Buy thread been started? It hadn't been when I checked a little bit ago. Does anybody want to start it? If not, I can.

ETA: I started the November thread since I did not see another one. You can find it HERE.
 
The total budget for October was $775 and spent $749 so I actually have $26 left. I am going to put it into my Christmas fund fr next month.

Groceries - $200 / $25 left
Automobile - $350 / $26 over (insurance, plate & drivers license renewals all this month)
Giving - $50 /$5 over
Medical - $35 / $31 left
Eating Out - $15 /$1 left
Misc. - $125 / $0 left
Then I have a separate budget for Christmas - $400 / $50 left
================================================== ========
10/1 Auto -$18 drivers license renewal
10/2 Groceries $12
10/3 Groceries $27; Christmas $2
10/4 Giving $20
10/5 Giving $5; Misc. $9 postage stamps
10/6 Medical $4 for prescription; Groceries $8
10/7 $0
10/8 Auto - $57 license plate renewal
10/9 $0
10/10 Misc. $34 -stuff & postage for nephew in Afghanistan; $11 Eating out - bought my niece lunch out
10/11 Giving $10
10/12 Christmas $50 - got a Bath & Body Works gift card which I will use to buy 4 or 5 gifts
10/13 $0
10/14 $0
10/15 Misc. $49 - bought stuff from nieces & nephew school fund raisers
10/16 $0
10/17 Groceries $55
10/18 Giving $10; Groceries $9
10/19 $0
10/20 Auto - gas $23;
10/21 Groceries $24 after I used $11 in coupons; Christmas $5
10/22 $0
10/23 Eating out $3 for breakfast
10/24 Groceries $13
10/25 Giving $10
10/26 Christmas $160 for 7 gifts
10/27 Auto insurance $278; Misc. $13 new shirt
10/28 Misc. $11 for socks, gloves and scarf for niece's halloween costume
10/29 $0
10/30 Groceries $27
10/31 Misc. $9 gift for sister
 
:hug: A virtual hug can suffice for now.

:cool1::woohoo::yay: Great job getting the card paid off!

Woo hoo!! :hug::hug::hug: Thank you soooo much!

Congrats A.Mickey on getting another credit card paid off. I am doing the same thing right now and I know how good I feel when I get one paid off so celebrate.

Thanks! Yes it does feel good, it will feel really good when I get the next one paid off! My goal is to have that one paid off by the end of the year!

Groceries 200...-39
Gas 150...I have 18 left
Eating out 250...I have 16.90 left
Entertainment 150...I have 150 left
Shopping 150...I have 36 left

Oct 19- $0
Oct 20- $0
Oct 21- $3.24 (Wendy's for Aaron and I)
Oct 22- $4.86 (Wendy's for Frostys) $11.30 (Groceries had a $25 Gift card)
Oct 23- $0
Oct 24- $35.00 (Gas)
Oct 25- $48.00 (Groceries) and $20.00 eating out
Oct 26- $0
Oct 27- $15.00 (Groceries)
Oct 28- $10.00 (eating out)
Oct 29- $0
Oct 30- $34.00 (Gas)
Oct 31- $0
 
Just want to post the conclusion now that I did the last of the math for October.

The goal is $600 or less for gas, food, and miscellaneous, and 15 or more $0 days.

1 - $0
2 - $4.28 Subway lunch
3 - $35 Gretna Fest admission & food
4 - $0
5 - $0
6 - $79.43: 36.87 groceries, 11.76 Snow White, 13.03 Cane's, 17.77 gas
7 - $0
8 - $0
9 - $0
10 - $82.80: 10.35 CVS, 16.70 Quiznos, 55.75 Banfield
11 - $0
12 - $73.46: 14.81 Popeye's, 58.65 groceries
13 - $0
14 - $6.57 Popeye's
15 - $0
16 - $0
17 - $36.31: 5.21 McDonald's, 31.10 Pottery painting studio
18 - $0
19 - $131.15: 13.03 dinner, 67.46 Target, 18.63 gas, 33.53 groceries
20 - $0
21 - $36.38: 16.35 Walmart, 13.49 CVS, 6.54 Wendy's
22 - $0
23 - $49.48: 44.17 Walmart, 5.31 McDonald's
24 - $29.65: 25 Zoo, 4.65 Cafe du Monde
25 - $0
26 - $60.60: 47.54 Walmart, 13.06 Cane's
27 - $0
28 - $0
29 - $47.50 Target
30 - $0
31 - $47.89: 20.65 Shell, 14.86 Rouses, 12.38 McDonald's

Total: $702.00 for the categories of food, gas & maintenance, and misc.
The breakdown:
Groceries: $231.79
Eating Out: $130.57
Gas & Maint: $73.40
Misc.: $266.24

While this was over my $600 goal for those categories, it was $429.46 LESS than the same categories for the month of September! :cheer2:

And I had 17 $0 days, 2 more than my goal of 15!! :cool1:

I started the November thread but haven't yet posted my budget for November. I'm off to work on that now...

Woo hoo!! :hug::hug::hug: Thank you soooo much!

You're welcome! Each one is a big deal!! :cheer2:
 
I'm a bit late in posting but ds7 came down with H1N1. He's doing really well, back at school actually, but life has been crazy. Tamiflu is amazing stuff!

groceries $700 ($175/wk) $140.83 over
gas $500 $256.32 left
cat food $90 $8.07left
halloween $130 (treats and costumes .. have DS2, DD3 and DH's already) $43.85 over
thanksgiving $50 (for family tradition trip to the pumpkin patch and apple orchard on Thanksgiving weekend ) $3 over
My dad's bday $50 $45.74 left
Christmas jammies for the kids $90 $0.18 left
winter boots for DS7 $50
DS7's school pics $30 $16 left
hockey fees $300 (and this is on top of the $400 registration fee paid in July! )$0 left
my spending $150 $1.12 over
DH spending $150 $22.97 left

Christmas:
DS7 $300 $175.51 left
DD3 $300 $110.45 over ... but I've been buying for jan bday too... need to figure this out...
DS2 $300 $30.14 left
DNiece3 $50 $7.64 left
DNiece5 $50 $9.23 left
Dniece bday $50 $19.51 left

I'll increase DH's budget next month for me. He'll likely start mid December. I'll add DH and our parents to the budget then too... its toys I'll be buying early...

Total: $3340 including Christmas $77.63 left :cool1:

1 - groceries $80.06
2 - cat food $40.95; $7.57 milk and eggs; beer store $25.95
3- gas $60, groceries $75 (includes most of the Thanksgiving food with just a little more to get); liquor store $12
4 - $0
5 - $83.41 groceries
6- Christmas gifts DD3 $113.42 and DS7 $12.42, $24.54 halloween goodies; $29.09 bday gifts for parties (not budgeted); $3.99 milk
7 - $10.59 groceries
8- 15.61 groceries
9- 57.92 groceries
10- beer store $12.90; $7.18 groceries (sigh); extra pumpkins $9.95; apple orchard $27; pumpkin patch $26
11- $0
12- lunch lady for DS (for the month) $21; benedryl $8.66; gas $60 (the tank was full this morning so DH must have filled it yesterday)
13- groceries $32.83; DS2 Christmas $56.50; DS7 Christmas $11.30; $13.53 DD Christmas; $21.87 stuff for DS2's new Cars bedroom... which isn't happening until March but its on sale
14- $0
15- stuff for DS2's new bedroom $10 ... sigh... ok, this has to stop; $28.25 DD3 Christmas gift; $2.26 crafts to make Dad a bday gift from kiddos;
16- $300 hockey fees; $60 DD3 Christmas; $20 DD3 bday; $120 gift for each kiddo for Christmas... so $40 each... zhu zhu pets preorder! DD3 Christmas $19.74; Dniece bday $42.36; Dniece5 Christmas $50.79; Dniece5 bday $42.36; $5.78 groceries
17- groceries $111.19; sudafed $11.85
18 - gas $43.68
19 - DS2 Christmas $54.22; DS7 Christmas $35.20;Dniece2 Christmas $39.75; DD3 Christmas $11.74; friends little one's Christmas $14.45; DS7 school pics $14; DS7's halloween costume $62.15
20 - halloween costume $60; $45.19 DS2 Christmas gift
21 - vitamins $14.28; returned one DD gift and repurchased another 7.22 returned; exchanged Dneice6 gift $11.87 returned
22 - gas $15
23 - cat food $40.95; Gymboree Christmas jammies $89.82; Gymboree halloween Ts for kiddos $26.22; price adjustment on Dneice6's Christmas gift -$10; stuff for church halloween party (extra treats/food bank) $17.21; gift for DS7 friend's bday $$11.30; groceries $3
24- groceries $91.96; beer store $16.85; kids haircuts $37.50 (forgot to budget this...); gas $65; DH's contacts $60
25 - $0
26 - scholastic books for DS7 $30 (not budgeted); renew bookstore card $21; grocier $6.49; christmas DS2 $8.52; christmas DS7 $8.65; christmas DD3 $8.65; $christmas return for DD3 -$101.69;
27 - doll clothes for DD3 $40; mail dad's gift $2.00; new mitts for DS7 $16.28
28 - $0
29 - $0
30 - $39.46 meds for ds7, diapers, etc; christmas gifts dd3 197.68; christmas gifts ds2 $65.43; christmas gifts DS7 $16.92; groceries $153.00
31 - $0
 


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