No Buy November 2009

[A.Mickey]

Running Total: Spent $77
$750...$673 left
$0 Days:3
Goal is 15 or more!

Groceries- $300...$265 left
Gas- $150...$130
Eating Out- $100...$85 left
Misc. (Shopping/Entertainment) $200...$193 left

1- $35 (Groceries), $15 (Eating Out) $7 (Parking) $20 (Gas)
2- $0
3- $0
4- $0

 

[wdwpluto]

1: $120 Off to a bad start. I'm a photographer and had to send a piece of gear out for repair.
2: $16.09 lunch, $13.93 groceries
3: $0
4: I knew today would be an expensive day Dentist $86.60 (though I did use my HSA debit card to pay for this, so technically it was already paid for w/ payroll deductions); lunch $10; groceries $2.57; dinner $16.85; clothes at Ross $57.75 (though I'm thinking of returning a shirt for $18.00)

Aiming for $0 tomorrow!

 

[smiller]

11/1 - $0
11/2 - $14.17 Aldi
11/2 - $9.00 Haircut
11/3 - $1.50 Pepsi
11/4 - $15.00 Newleaf Natural (produce box)

TOTAL: $39.67/$300.00

 

[annsteere]

First flub of the month. My target is to eliminate impulse spending. I figure when the gas tank is empty, I gotta fill it and when the insurance bill comes due I gotta pay it so no point getting wound up about that.

Graded for hours and hours yesterday. Rewarded myself with Chinese for lunch even though there were healthy leftovers in my fridge. It was under $5 so it won't break the bank, but it WAS an impulse/non essential spend.

The balancing factor is that I'm doing the pantry challenge--eating down stockpiled food to free up space and cash before Thanksgiving. Our grocery bill so far this month is under $10.

 

[24601]

Well, not a daily update, but here is one for me:

11/01 - $268.63 for groceries, big load for the month and got a $25 gift card for it.
11/02 - $0
11/03 - $0
11/04 - $8.31 at McDonalds of all places. Oh well.

So that's 2 down for my goal of 15 no-buy days this month ... 13 more to go.

Doing something like this definitely makes you more thoughtful about purchases.

 

[lougoofy]

Nov. 3: $3.17 hardees, $1.50 bus fare, $30.94 Walgreens, $1.06 limeade, $6.35 Borders (for part of a gift), $2.37 2 bagels and $1.50 bus fare

Oct. 4: $1.50 bus fare, $4.50 (chinese food) lunch, $12.82 dollar general (stocked up on trash bags, splenda and got a few other things) and $13.01 groceries at Kroger's plus $1.00 snack at work

I have an appt. Feb. 1 so I need a new calendar to keep track of things. I think I will get a $1.00 calendar instead of spending 10 or 15 times that at a Bookstore or some-where.

 

[reginaastralis]

Nov 1 - $17 dinner at WDW (the only money I spent at Disney this weekend!) That's almost a miracle.
Nov 2 - $3 breakfast, $1.50 making copies, and $5 sending a certified letter.
Nov 3 - $10 in gas (all the cash I had with me ... ) and $8 on a Christmas gift for my sister.
Nov 4 - $30 in gas (and a full tank, which seems to last like three days ... sigh) and $10 for dinner since I was SICK yesterday)
Nov 5 - $3 breakfast, $7 cold meds. However, I'm feeling better.

I try to do one BIG shopping trip a month, and I think it's going to be today. And, I don't mean groceries. I mean, all those stupid things you need to buy when you buy a house and you realize you don't have them. I try to buy a couple of things off the list per month ... but honestly, I don't even want to spend the money today.

 

[CherylA]

Yesterday was a trip to Walgreens and my DH got gas. Today (Thurs) is my morning off so I run errands- A discounted Thanksgiving welcome sign for my door; scrapbook paper, stickers, and paints for Christmas gift craft projects; under bed storage for my MIL; a couple groceries; a coffee from Starbucks plus a $10 refill on my Starbucks gift card...

Clothing
$100
-42.13 payless shoes
=57.87

Gifts
$60
-21.60 under bed storage for MIL
=38.40

Unexpected Spending (misc)
$250
- 84.88 PO box bill plus interest and late fees (DH has autobill going to a card we don't ever use anymore so I never check to see if it has a balance. Grrrr!)
=165.1
-3.17 harvest door hanger=
161.93


Groceries
$530
-19.81 Trader Joes
-65.43 Stop and Shop
=444.7
-12.76 Walgreens (11/4)
=432.00
- 16.47 m&m farms (11/5) -7.48 cash stop and shop (11/5) - 1.99 trader joes (11/5)
=406.06



Entertainment ( I include eating out in this category)
$350
-11.11 McDonalds
-9.89 (cash) McDonalds
=329
-14.00 bowling and donuts and coffee
=315
-13.71 starbucks (11/5)
= 301.29

Gas
$290
-26.57 (DH gas S&S 11/4)
-34.29 (me gas Costco 11/5)
=229.14

Haircuts
64.00

Home Items (Repair/Upkeep/Decorating)
$100

Christmas

Immediate Family $600

Other gifts $420
- 75 snapfish calendars
=345.00
-10.74 holiday gift craft supplies (JoAnns 11/5)
=334.26

Xtra food and events (dinners out, food for xmas dinner)
$230



Nov 1- McDonalds, late cc bill, Stop and Shop
Nov 2- $14 bowling and coffee/donuts
Nov 3- $0
Nov 4- 12.76 Walgreens, 26.57 hubby gas
Nov 5- 34.29 me gas, 13.71 starbucks, 1.99 trader joes, 7.48 stop and
shop,16.47 produce m&M farms, 35.51 Joann fabrics split between gifts, xmas gifts and misc spending

 

[princessbride6205]

Nov 1 - $5 water & juice for airplane
Nov 2 - $3 parking/shuttle
Nov 3 - $3 parking/shuttle
Nov 4 - $3 parking/shuttle, $60 bus/shuttle pass, $9 stamps, $74 groceries, $21 gift
Nov 5 - $2 parking, $4 groceries, $5 lunch, $100 gas card
Nov 6 -

Groceries - spent $78/$275
Other (diapers, household, clothing) - spent $9/$200
Dining Out - spent $5/$120
Fun Money - spent $5/$40 each (me and DH)
Car/Gas/Parking/Bus - spent $171/$250 (incl airport parking over Thanksgiving)
Giving - $25
Medical - $50

Exceptions
Christmas - Budget TBD
Friend's Baby Shower - spent $21/$25

 

[casper_jj11]

Finally back to the office. DS7 is feeling better and is back at school. My boss figures I may be burnt out rather than actually sick and I've decided she's probably right ... either that or I've become a complete hypochondriac after everything that has happened in our house over the past month and a half.

I've updated the budget a little based on the one I had prepared at teh office. I had forgotten a few Christmas gifts so I've now added them.

groceries $700 ($175/wk) ... went over last month despite increasing the budget... Cdn thanksgiving probably didn't help $622.73 left
gas $500 $440.47 left
cat food $90
MIL bday $50
winter boots for DS7 $50
swimming registration for 3 kiddos $$350 $18 left
gymnastics registration for 2 kiddos $318
tire change and oil change at garage x 2 $160
my spending $150 $136.96 left
DH spending $150

Christmas (carried over from last month)
DS7 $85 $80 left
DD3 $50 ... I maxed DD's Christmas budget last month but I was buying things for her Jan bday as well so I've added $50 extra to account for the bday stuff bought last month $45 left
DS2 $35
DH $150
DMom $100
DDad $100
DMIL $100
kids caregiver $100
SIL $50
BIL $50

I'll carry over what isn't spent on Christmas this month, into next month. I'll also increase DH's budget then too for my Christmas gifts... no way he'll shop before mid Dec

Total including Christmas $3338 $2719.20 left
1 - $0 YEAH! Good start!
2 - groceries $70.51; yard bags $6.76
3 - $332 swimming registration; gas $59.53
4 - DS7 $5 Christmas; Christmas DD3 $5; something for DS2's new big boy bedroom $4; friend's son Christmas $9.04
5 -

 

[charming23]

Today is a $0 day . I am going out to dinner with my grandma tonight but will cost $0 since she is paying (Don't you love Grandmas)

Groceries/household- $300/$236.33 Left
Eating Out/Entertainment- $100
Gas/Car-$50
Misc-$150/$107.15 Left
Holiday items- $100/$57.71 left
I also would like to have at least 15 $0 days.

11/1 $0
11/2 $55.56 at Aldi's and 17.98 at Target
11/3 $9.87 at Books-a-million, Target $14.65 for baking and $15 for new sheets
11/4 $24.29 at grocery and $11.26 for holiday items
11/5 $0

Total for November $700/$551.39 left

I have also started to track my saving from coupons and sales and so far I have saved $87.71

 

[Tiggerish]

Total budget for November is $500 plus Christmas.

Groceries - $200 / $114 left
Automobile - $50
Giving - $50 / $37 left
Medical - $50
Eating Out - $25/ $13 left
Misc. - $125 / $93 left

Then I have a separate budget for Christmas - $426 / $66
=======================================================
1/1 Giving $10; Groceries $67
11/2 Christmas $10; Eating out $12
11/3 Giving $3; Misc. $29
11/4 Groceries $19; Misc. $3 (library late fees, oops)
11/5 $0

 

[neatokimmo]

Went to "Taco Thursday" with my co-workers. $5 spent. I also returned $121 of misc stuff to Walmart. I'll add that to my misc column.

Nov 5 = $5
Nov 4 = zero
Nov 3 = $5
Nov 2 = zero
Nov 1 Gas = $30, groceries = $32

Groceries - 75/80 (I also have an additional $48/80 in gift cards and a house full of food.)
Eating Out - 15
Cats - 30
Gas - 35/65
DD Loot - 30
Christmas - $280 left to spend
Misc - $168/40

 

[smiller]

11/1 - $0
11/2 - $14.17 Aldi
11/2 - $9.00 Haircut
11/3 - $1.50 Pepsi
11/4 - $15.00 Newleaf Natural
11/5 - $10.14 Village Discount Outlet

TOTAL: $49.81/$300.00

Instead of splurging on the $50 Carhartt for women work pants (which I still realllly want), I opted for three pairs of old jeans and a hoodie at the resale store down the street. Much more in the budget!

Of course, I forgot to buy a belt.

Let's just hope the pants don't fall off tomorrow at work...

 

[Where'sPiglet?]

$0 Day Goal: 15
Money Goal: $600 for food, gas/car maintenance, and miscellaneous.

1 - $14.81 Popeye's
2 - $0
3 - $107.47: 7.36 Quiznos, 47.15 CVS, 52.96 Winn-Dixie
4 - $0
5 - $0

Running Total: $122.28
600-122.28 = 477.72 left

I ALMOST went to Cane's (fried chicken place - YUM!) today but decided it was too late in the day to ruin my $0 day so I rummaged around the pantry.

Tomorrow will not be a $0 day. It is the last day of the book fair and there is a book I want to get (it's all about homophones and I teach ESL) and I think tomorrow I'll pick up Cane's on the way home. There's also another book that if they still have a copy, I want to get it. It's some encyclopedia of Disney animated characters.

 

[wdwpluto]

1: $120 Off to a bad start. I'm a photographer and had to send a piece of gear out for repair.
2: $16.09 lunch, $13.93 groceries
3: $0
4: I knew today would be an expensive day Dentist $86.60 (though I did use my HSA debit card to pay for this, so technically it was already paid for w/ payroll deductions); lunch $10; groceries $2.57; dinner $16.85; clothes at Ross $57.75 (though I'm thinking of returning a shirt for $18.00)
5: Gas $25.23; Drugstore.com $61.34 (again, came from my HSA debit card); Blurb book $27.16

Tomorrow WILL be a $0 day. At least that's what I'm telling myself.

I had no choice but to get gas this morning (I wouldn't have made it to work!) so once I blew it, I felt like I may as well spend other money. Anyone else have this problem?

 

[Where'sPiglet?]

I had no choice but to get gas this morning (I wouldn't have made it to work!) so once I blew it, I felt like I may as well spend other money. Anyone else have this problem?

Absolutely!!

I also find, however, that if I put something off to group errands onto one day, I use less gas. I also keep a running list of things I need/want to get at Target/Walmart and by the time I go to shop at the store, I have deleted some of the wants off the list.

 

[neatokimmo]

Ya I feel that way too. It is easy to just keep adding things on to a bad day.

I would totally cheat and not count your HSA stuff in my regular budget I have about 1K left on my savings card that I use for different things. Too bad I can't buy things I need like gas and milk with it! lol

1: $120 Off to a bad start. I'm a photographer and had to send a piece of gear out for repair.
2: $16.09 lunch, $13.93 groceries
3: $0
4: I knew today would be an expensive day Dentist $86.60 (though I did use my HSA debit card to pay for this, so technically it was already paid for w/ payroll deductions); lunch $10; groceries $2.57; dinner $16.85; clothes at Ross $57.75 (though I'm thinking of returning a shirt for $18.00)
5: Gas $25.23; Drugstore.com $61.34 (again, came from my HSA debit card); Blurb book $27.16

Tomorrow WILL be a $0 day. At least that's what I'm telling myself.

I had no choice but to get gas this morning (I wouldn't have made it to work!) so once I blew it, I felt like I may as well spend other money. Anyone else have this problem?

 

[Swmr359]

Nov.1 $4 for ice cream
Nov.2 $23 for groceries
Nov.3 $0
Nov.4 $0
Nov.5 $7

Hopefully I`ll be getting my laptop back soon and can read these post easier (I`m on an everrun...very tiny!)

 

[A.Mickey]

Yeah, I don't count my HSA money either! I mean it already is budgeted to buy doctors visits and drugs .

Running Total: Spent $77
$750...$673 left
$0 Days:4
Goal is 15 or more!

Groceries- $300...$265 left
Gas- $150...$130
Eating Out- $100...$85 left
Misc. (Shopping/Entertainment) $200...$193 left

1- $35 (Groceries), $15 (Eating Out) $7 (Parking) $20 (Gas)
2- $0
3- $0
4- $0
5- $0

These next couple of days are going to be a lil scary! We are going to Arizona for brother-in-laws wedding. We will be there tomorrow through Monday. I hope we don't spend too much, but I am only bringing $200 so hopefully we will bring back a lot left over! If not, it will be coming out of the eating out budget and then the Misc. budget leaving me with $78 in Misc. if I spend it all! I really hope we don't! Wish me luck!

Oh and I even packed all of our clothes into a larger overhead carry-on so I don't have to spend the $30 round-trip in baggage fees!