No Buy August

[princessbride6205]

Well, with one week left in August, we are going to be over in some categories and under in others. I hope I'm able to stay under for our discretionary spending overall.

8/1 - $0 (+$73 and -$73)
8/2 - $62 groceries, $23 dining out as family
8/3 - $0
8/4 - $2 coffee, $9 Target misc.
8/5 - $0
8/6 - $11 Gas
8/7 - $11 Lunch out
8/8 - $19 dining out as a family, $12 pants for DH
8/9 - $72 groceries, $57 stock up on diapers, wipes & sunblock
8/10 - $7 lunch
8/11 - $9 Gas
8/12 - $0
8/13 - $0
8/14 - $25 Dad's B-day gift
8/15 - $100 prepaid on our gas card
8/16 - $0
8/17 - $0
8/18 - $0
8/19 - $8 Lunch
8/20 - $0
8/21 - $5 Lunch (from my $40 fun money)
8/22 - $39 Family dinner out, $44 Sale clothes for DD, $35 groceries at Trader Joe's, $10 TJ's liquor store
8/23 - $53 groceries at Super Target, $26 Other (cleaning, wipes, puzzle for DD), $6 movie, $29 Gas (bought with better coupons, so I didn't use our prepaid card)
8/24 - $2 Coffee

TOTALS
Fun money spent $35/40
Groceries $222/300
Family Dining Out $81/100
Other (clothes, diapers, etc.) $179/150
Gas & Parking $149/125
Category I forgot but have budgeted: Alcohol $10/50

Exceptions:
* Photo Software - now I'm thinking of putting this off and making do with what we have.
* DH and I each get $40/mo. "fun money" - can go out to lunch, buy other non-necessities, etc. I'll track my fun money above, but DH just gets his envelope with $40 cash and that's that.
* Dad's birthday gift - $25
* Getting a passport (I really should have renewed years ago, but now there is a slim chance I'll need to go to Europe for work - not that work will pay for the passport!)

 

[casper_jj11]

groceries $540 $38.60 over
gas $500 $338.88 left
cat food $90
swim lessons for three kiddos $400 $2 left
fall clothing $75 $44.22 over
school supplies $60 $12.87 left
hockey equipment $500 $225 left
skates for ds6 and dd3 $200
dance lessons for dd3 $96
cat sitter for time at cottage $70 $30 left
paint garage $300
DSalmost2 bday gift $50
DSalmost 7 bday gift $50 $26.45 left
DSalmost2 bday party supplies $50 $11 over
DSalmost7 bday party supplies $100 $98.12 left
boys haircuts $40
my spending $150 $23.47 left
DH spending $150 $131.15 left (DH decided to take $150 in cash out for the month so I won't be keeping track... but he's on board )

Total: $3421 hmmmm that's high ... $1470.70 left

1- cottage stuff (fishing licences, wood, etc) $70.35
2 - fishing gear $48.09
4 - gas $27.75
6 - breakfast $7.76; gas $52.85
7 - breakfast $10.98
8 - back to school clothes $27.22; school supplies $20.88; video rental $11.83; groceries $50.10; cat sitter $40
9 - milk $3.99; school supplies $26.25; groceries $6.32
10 - groceries $28.12
11 - swimming registration $398; car registration $73; diapers $36.82
12- drugstore stuff $42.49; DS6 bday gift $11.28; party supplies $1.70; groceries $1.88;
13 - groceries $10.05; groceries $9.08
14 - groceries $68.90; bday gift for friend of DS6 $$22.59
15 - Boston Pizza - pizza free/tip $10 (great service and gave us free drinks!); groceries $12.40
16 - food at soccer tournament $6; vaccines for DS6 - $43.99 ; bday gift for DS6 $12.27; $12.29 camping chair to replace one we borrowed from neighbour that collapses when DH sat on it at soccer tournament ; groceries $4.84
17 - have to buy hockey equipment today .... expecting a $500 plus bill .. anything less will be a miracle ... well, miracles can happen Final bill... drum roll please ... $275! I was going to get his skates next month but I think I'll do it this month based on that. ... also today, pokemon cards to make it up to DS6 for two vaccines $16.86; gas $9.99
18- groceries $4.98; groceries $32.26; groceries $7.28; groceries; $15.16; beer store $8.45
19- back to school clothes and halloween costume $50, returned clothes -$70;
20-groceries $12.02; groceries $25.19; gas $10.53; gas $60
21 - groceries $21.72; groceries $27.91; McDonalds after the concert $16.67 ;
22 - diapers $55.92; liquor store $10.40; backpack for DD3 $7.90; gymboree back to school clothes $112
23 - bicycle helmet $16.94
24 - groceries $49.49; dsalmost2 party supplies $61

 

[Siouxstone]

Arg, had to go to a friends jewelry/40th b-day party, got the least expensive piece for 39$, 45$ w/ tax & shipping. Dang - have to go to another one tom. - for dd's teacher, I've politely declined for the past 3 selling parties she's had, so feel I need to go to this one. Makes me mad that I've been trying not to eat out, save $ & then feel pressured to spend $ for these dumb parties when I usually just buy jewelry from Target.

I feel your pain! Many years ago, my boss started selling Longaberger because she wasn't able to make ends meet. Now, I have a $90 tampon holder sitting on the back of my toilet.

8/1-$0
8/2-$0
8/3-$75 groceries
8/4-$35 petsmart, $25 Sam's
8/5-$0
8/6-$58 Target, $33 dinner
8/7-$4 Redbox
8/8-$12 Urgent Clinic Copay, $18 lunch after Urgent Clinic
8/8-$98 new suitcases
8/9-$18 book and thank you cards
8/10-$125 groceries
8/11-$6 ChickFilA
8/12-$0
8/13-$0
8/14-$27 out to eat
8/15-$16 haircut
8/16-$0
8/17-$48 Target
8/18-$105 groceries, $90 clothing
8/19-$0
8/20-$55 Sam's, $32 Old Navy, $5 ice cream
8/21-$0
8/22-$6 lunch
8/23-$3 breakfast
8/24-$0

Let's see... while everyone else was scrubbing hardwoods I was forgetting to pack a lunch for work on Saturday and woke up super duper late for work on Sunday without time for coffee or breakfast. Sad, because if I had just planned for Saturday and not snoozed too many times on Sunday, I would've had four in a row!

 

[Kickapoo Joie Juice]

Yeah, I've become adept at avoiding those parties-Silpada, Pampered Chef, Avon, Tupperware, Amway, some custom kids clothes, it just goes on and on and on.

It really bugs me, personally, when people trade on your friendship to force you into buying stuff. And for me, if I show up, I feel obligated to buy because that's who I am. So, I just don't go because they're never, ever a good deal.

The dishwasher is making godawful noises this morning . It's a two year old top of the line kitchenaid, why isn't ANYTHING built right nowadays? I need to go see what the warranty is on it.

Oh yeah, the Viking stove (also 2 years old)-the broiler won't work. Both happened within the last 24 hours. And I got rid of the warranty on the house because, as I told the woman "I'm not paying $600/year for things on a two year old house-what's gonna break?" Geez.

Off to do some hunting on the internet...

 

[Tiggerish]

Kickapoo, I feel your pain, with me it is the clothes dryer. It is making an awful racket when it starts up and is running extremely noisy. But it is 21 years old and I have been hanging up stuff to dry as much as possible. I am putting away a dollar here and there to build up a replacement fund cause it is clear it is on its last leg.

Total discretionary budget for August is $420

Groceries = $120 / $8 left
Auto/Gas = 75 / $50 left
Giving = $50 / $13 left
Medical = $50 / $46 left
Eating Out = $25 / $3 over
Misc. = $100 /$16 left
==================================================

8/1 = $0
8/2 = $13 Eating out
8/3 = $7 Groceries
8/4 = $29 Groceries
8/5 = $0
8/6 = $0
8/7 = $8 Eating out
8/8 $0
8/9 $10 Giving (church collection); $8 Misc. (some dollar store trinkets to stock up my "treasure chest")
8/10 $12 Misc. items for back to school boxes I am making for church to give to kids
8/11 $4 Misc. - more trinkets for my "treasure chest"
8/12 $0
8/13 $0
8/14 $50 Groceries; $3 Eating out; and, $4 Medical (prescription)
8/15 $4 Eating out
8/16 $15 Giving (church collection)
8/16 $19 Misc. (lunch for the nieces); $25 gas
8/17 $0
8/18 $3 Giving (bought a water and sandwich for a homeless man who passed out at the bus stop)
8/19 $0
8/20 $0
8/21 $24 Misc. (gift for Mom)
8/22 $0
8/23 $10 Giving (church collection)
8/24 $26 Groceries; $21 Misc. for Christmas stocking stuff to be hidden away

 

[Goofygirl17]

I fell off the nobuy wagon this month and haven't been posting but I wanted to tell Kickapoo... that our dishwasher was making an awful noise the other day. DH took the inside apart (on the bottom where the thing spins) and found all kinds of stuff in there. Now it sounds normal and is cleaning the dishes better.

HTH!!

 

[lattemomof3]

11th - 0$
12th - 27$ gift for sitter (our last day there after 9 years ), 20$ haircuts, $52 photo developing, 49$ groceries
13th - 0$
14 - 28$ pizza for 7, $11 swimming pool, $12 snacks for 7 @ pool (took our own water), groc 7$, Shwans $53(darn dh)
15 - $110 groc's (in-laws coming for a visit), 8$ small Dairy Queen blizzards for ds & I (good thing I only had 1 kid with!)
16 - $0
17 - $16.84 McD's
18 - $12 lunch, $10 gift
19 - $50.83 groc's
20 - $0
21 - $36 groc's, $12 gift
22- $45 jewelry party (grrrrrr)
23 - $12 children's museum, $13 TCBY, $7 groceries, $10
toiletries, $28 lunch for 4
24 - $34 jewelry party (double grrrrr)

 

[lattemomof3]

It looks like I am spending a lot more on groceries than I thought I would, it should be interesting to categorize everything @ end of month. 1st time I have tracked spending like this!

 

[lattemomof3]

I feel your pain! Many years ago, my boss started selling Longaberger because she wasn't able to make ends meet. Now, I have a $90 tampon holder sitting on the back of my toilet.

 

[Kickapoo Joie Juice]

I fell off the nobuy wagon this month and haven't been posting but I wanted to tell Kickapoo... that our dishwasher was making an awful noise the other day. DH took the inside apart (on the bottom where the thing spins) and found all kinds of stuff in there. Now it sounds normal and is cleaning the dishes better.

HTH!!

OMG, thank you! I have a feeling it's something like that-I'll get DH to poke around tonight.

 

[Kickapoo Joie Juice]

Hey, I didn't take down my no-buy badge, I again stumbled on the rules of the dis so they took it away until November.

I did have a no-buy today though , worked on the calendar instead.

If I ever do stop posting, it's because I got kicked off for being a potty mouth, not because I fell off the no buy wagon totally...

 

[carissanboys]

8/18 - $2.99 shipping on a Veggie Tales movie.
8/19 - $0
8/20 - $90.36 groceries at the commissary
8/21 - $16.80 (Walmart - underwear and t-shirts on sale for my dh) and $20.98 at Borders for Dave Ramsey's Total Money Makeover
8/22 - $24.84 - bought 5 - 1 lb bags of active yeast online (5 was the smallest amount they sold)
8/23 - $17 - bought two DVD sets of Mythbusters through Amazon for my oldest son for Christmas, $3.50 at a yard sale for a 2nd clothes drying rack and a great floor fan (was able to keep the A/C down and use the fan instead)
8/24 - $1.49 CVS, $51.08 KMart (a few groceries and replacements for my PUR filter)
8/25 - $0

 

[wdwfan16]

8/2 - $0
8/4 - $0
8/8 - $0
8/9 - $0
8/13 - $0
8/15 - $0
8/16 - $0
8/18 - $0
8/19 - $0
8/22 - $0
8/23 - $0
8/25 - $0

 

[neatokimmo]

I spent $37 on groceries yesterday and $1.37 on a drink today. So not too horribly bad.

Of course tomorrow I am buying a new camera and memory card which will put me WAY over. But I'll roll the overage to Sept.


August 24 $1.37 579.83 August 25th - $37 - 616.83/690
August 22 - +9.99 $578.46/690 Auguat 23 - zeeero $578.46/690
August 20 - $11.97 429.45/690 August 21 - $161ish $588.45/690
August 18 - $14.77 397.48/690 August 19- $20 417.48/690
August 16 - zero 381.91/690 August 17 - $.80 382.71/690
August 13th - $1.65 $257.59/$690 August 14th + 15th - $124.32 - 381.91/690
August 11 - $.20 255.94/$690 August 12 - zero! 255.94/690
August 9 - zero! $254.29/$690 August 10 - $1.45 255.74/$690
August 7 - $41.48 $161.19/$690 August 8 - $93.09 $254.29/$690
August 5 - $11.08 $110.46/690 August 6 - $9.25 $119.71.$690
August 3 - $1! $67.87/$690 August 4 - $31.51 $99.38/690
August 1 - $66.87/ $690 August 2 - zero! $66.87/ $690[/QUOTE][/QUOTE][/QUOTE]

 

[Tiggerish]

Total discretionary budget for August is $420

Groceries = $120 / $8 left
Auto/Gas = 75 / $50 left
Giving = $50 / $13 left
Medical = $50 / $46 left
Eating Out = $25 / $3 over
Misc. = $100 /$6 left
==================================================

8/1 = $0
8/2 = $13 Eating out
8/3 = $7 Groceries
8/4 = $29 Groceries
8/5 = $0
8/6 = $0
8/7 = $8 Eating out
8/8 $0
8/9 $10 Giving (church collection); $8 Misc. (some dollar store trinkets to stock up my "treasure chest")
8/10 $12 Misc. items for back to school boxes I am making for church to give to kids
8/11 $4 Misc. - more trinkets for my "treasure chest"
8/12 $0
8/13 $0
8/14 $50 Groceries; $3 Eating out; and, $4 Medical (prescription)
8/15 $4 Eating out
8/16 $15 Giving (church collection)
8/16 $19 Misc. (lunch for the nieces); $25 gas
8/17 $0
8/18 $3 Giving (bought a water and sandwich for a homeless man who passed out at the bus stop)
8/19 $0
8/20 $0
8/21 $24 Misc. (gift for Mom)
8/22 $0
8/23 $10 Giving (church collection)
8/24 $26 Groceries; $21 Misc. for Christmas stocking stuff to be hidden away
8/25 $10 Misc. more Christmas stuff, this time from the Disney store. Actually got three presents then forced myself out of the store before I bought more.

 

[Kickapoo Joie Juice]

Of course tomorrow I am buying a new camera and memory card which will put me WAY over. But I'll roll the overage to Sept.

Well, that camera's a necessity considering you're taking such a cutie pie to Disney! Get a BIG memory card-last time we were there in April I think I took about 500 pictures

I ended up going through a drive through last night-darn it! Not only is Sonic bad for my hips, it's bad for my zeroes...

 

[Kickapoo Joie Juice]

Hey, I was just doing some archiving and I came across a post from Siouxstone (who started the original No Buy thread back in August 2007), and I thought it was really enlightening, and maybe should be part of the first post in the future No Buy threads so we don't forget the origination of No Buy...

"Siouxstone 12-29-2007, 10:53 AM

I'm glad so many people have gotten something from the No Buy threads. I originally started it to save as much cash as possible for our September WDW trip. I am a little shocked and pleased to still be living the lifestyle. I have learned so much about our spending lifestyle and real world budgeting.

My biggest lesson is that I was not allowing for "real life" in my budget. There has not been a single month of our No Buys where I didn't have something come up. We've weathered an ER visit, car problems and an unexpected funeral trip. Before the No Buy, I would've just pulled money from our emergency fund and probably never gotten it back. Now, I have money to take care of little issues and am still putting money away into the emergency fund. It's really grown at a steadier rate.

The Dis crowd has also made a huge difference. Everyone has been wonderfully supportive without turning into a flame zone anytime anyone falls off the wagon. And we've all been there. It allows each person to set their own exemptions and everyone is friendly about it. Just try posting on other boards that the WDW payment is a "neccessity"!

I really wish I could somehow keep a tally of everything I have resisted buying thanks to the threads. I'm sure it would be well into the thousands and I didn't consider myself a big shopper before then. It's amazing how many times I can remember grabbing one of those convenient bottled drinks at the checkout stands of stores or tossing in a magazine before the No Buy. Talk about throwing away money. And the drive-thru is pretty much a thing of the past. This has had another little benefit: Anyone remember the thread from last summer about "Dave Ramsey has made me loose weight"? I laughed at the time I read it, but I've dropped about 12 lbs since August and that's really the only thing I can think of that I've changed.

As for the Judith Levine book "Not Buying It", I read it when it first came out. I really expected it to be more of a "how to" than a biography. It was more political than I was aiming for, but hey, I am all about saving money for whatever reason. I must admit I kept wondering how it would all work if you threw a couple of kids into the equation! "

 

[neatokimmo]

BAM! That was my budget blowing up

Bought three tanks and a skirt at Lane Bryant for $16.10. 70% off, $15 of coupon, couldn't resist. And the skirt is one I can wear to work so that rocks!

I also got my camera and another set of rechargeable batteries for $208.01.

So I'm in the hole. Which is embarrassing since it is such a short month for me. Plus my posts aren't so much no buy as an attempt to stay in budget. When I go over $690 zero goes in the savings account

(my car is dead too....my Dad is going to try to fix it. I told him to have mercy and wait until I leave town to buy the parts so I can count it for next month )

August 26th - 224.11 840.94 - $150.94 going towards Sept!
August 24 $1.37 579.83 August 25th - $37 - 616.83/690
August 22 - +9.99 $578.46/690 Auguat 23 - zeeero $578.46/690
August 20 - $11.97 429.45/690 August 21 - $161ish $588.45/690
August 18 - $14.77 397.48/690 August 19- $20 417.48/690
August 16 - zero 381.91/690 August 17 - $.80 382.71/690
August 13th - $1.65 $257.59/$690 August 14th + 15th - $124.32 - 381.91/690
August 11 - $.20 255.94/$690 August 12 - zero! 255.94/690
August 9 - zero! $254.29/$690 August 10 - $1.45 255.74/$690
August 7 - $41.48 $161.19/$690 August 8 - $93.09 $254.29/$690
August 5 - $11.08 $110.46/690 August 6 - $9.25 $119.71.$690
August 3 - $1! $67.87/$690 August 4 - $31.51 $99.38/690
August 1 - $66.87/ $690 August 2 - zero! $66.87/ $690

 

[neatokimmo]

Well, that camera's a necessity considering you're taking such a cutie pie to Disney! Get a BIG memory card-last time we were there in April I think I took about 500 pictures

I ended up going through a drive through last night-darn it! Not only is Sonic bad for my hips, it's bad for my zeroes...

I am so excited, I have 12Gs of memory cards and I plan on filling them up!

 

[carissanboys]

8/18 - $2.99 shipping on a Veggie Tales movie.
8/19 - $0
8/20 - $90.36 groceries at the commissary
8/21 - $16.80 (Walmart - underwear and t-shirts on sale for my dh) and $20.98 at Borders for Dave Ramsey's Total Money Makeover
8/22 - $24.84 - bought 5 - 1 lb bags of active yeast online (5 was the smallest amount they sold)
8/23 - $17 - bought two DVD sets of Mythbusters through Amazon for my oldest son for Christmas, $3.50 at a yard sale for a 2nd clothes drying rack and a great floor fan (was able to keep the A/C down and use the fan instead)
8/24 - $1.49 CVS, $51.08 KMart (a few groceries and replacements for my PUR filter)
8/25 - $0
8/26 - $0