No Buy August 2011 or Tracking Spending Gives Me POWER

[newmommy_2010]

This is a great thread for me to join! I am new here but I have racked up a CC bill (6,000.00) and need to get it paid off ASAP! We bought a new house so paint and little things here and there added up QUICK...Atleast it was my Disney Visa and I got my Reward dollars. I am trying however to pay as much as possible each month and NOT use the card in between or until its PAID OFF! Also, I want to build up our savings so I am NOT doing any "shopping" for silly un-needed things. So hoping this thread can help me stay on track!!!

August 1- 0 Credit Card Uses 0 Savings No buy 0...McDonalds
August 2- 0 Credit Card Uses 0 Savings No buy 0...Walgreens (school supplies for me)

 

[thebigkahuna]

GOAL: 11 days
1 of 11 No Spend days

8-1 - ran out of the house late for work without grabbing breakfast or lunch.
6$ spent for Breakfast.

8-2 - no spend day # 1

8-3 - need gas & deodorant. Thought I had a spare deodorant, but I was wrong! I'll be picking that up on the way home for sure!

 

[Hellothemouse]

Budget What I really Spent
Groceries $560
Eating Out $100
Makeup/Hair $30
Fun Money (Movies, Putt Putt, etc) --Whatever is left from the grocery money each week
Me Money $120

Trying for 10 no buy days in this month!

8-1 $0 Stayed home most of the day- Took DD to dance in the pm
8-2 $0 Piano, Dance, Bible Study
8-3 Was going to go swimming today but it looks like its gonna rain


So far 2 No buy days!

 

[Debbie]

to our newcomers. You will find it pleasant and supportive here. To our regulars, WELCOME HOME. And to those who aren't going to be with us this month. We'll miss you, but we understand.

I just dropped in to remind myself...
Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything.

Now to follow through!

 

[charming23]

I am staying in today and filling out more job applications.

August 2011 Budget

Groceries/Household- $250/$227.74 left
Cat Supplies- $30
Gas/Car- $70
Eating Out- $50
Misc/Entertainment- $100

Total- $500/$477.74 left

Goal of 15 No Buy Days

8/1- $0
8/2- $22.26 Groceries
8/3- $0

2/15 No Buy Days

Store/Coupon Savings- $5.59

 

[wlake]

I just dropped in to remind myself...
Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything.

Now to follow through![/COLOR]

This time of year is when I'm glad that our local teacher store now carries more toys than teacher things (and by "local" I mean only 35 minutes away!) and that the next nearest one is over an hour away. (But it's a Lakeshore store and it's been calling my name via sale flyers all summer....). Good luck! I got scared straight last week when I popped into my new classroom and it is FULL with no room for my things to begin with!

 

[ronnmel]

to our newcomers. You will find it pleasant and supportive here. To our regulars, WELCOME HOME. And to those who aren't going to be with us this month. We'll miss you, but we understand.

I just dropped in to remind myself...
Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything. Do NOT go to the teachers' store today. Yes, things are 20% off but you do NOT need anything.

Now to follow through!

Be strong! I know it's hard, but you can do it.

This time of year is when I'm glad that our local teacher store now carries more toys than teacher things (and by "local" I mean only 35 minutes away!) and that the next nearest one is over an hour away. (But it's a Lakeshore store and it's been calling my name via sale flyers all summer....). Good luck! I got scared straight last week when I popped into my new classroom and it is FULL with no room for my things to begin with!

That sounds exactly like me. When I first got to this new school last year (new for me) the classroom I was given had been empty, which means used as a storage room for other teachers. I had to sort through all the old stuff to see what to throw away, what to store away, and what to keep. Then this year I'm moving to yet another classroom, and again had to do the same thing because a teacher who retired left all her junk there, and the man who took over for one year didn't care to clean.

 

[annsteere]

Goal: 10 days when I spend no money. (DH's spending or automatic withdrawals don't count.) Try to keep impulse spending as close to zero as possible

Results so far:
2 no spend days
0 impulse spending

 

[diznee25]

Spending goals for August:

Groceries $75 - $100 (per week)
Target $100 (for the month)

8/1 $0
8/2 $0
8/3 $34.86 groceries

Eating Out 0/2

diznee25

 

[Debbie]

I didn't go to the teachers' store yesterday, AND I didn't shop online, either, although I do have books in my cart at amazon.ca, just waiting for me to click the button. I'm trying hard to do a wait and see if you REALLY want that book line. So, not only didn't I shop at the teachers' store....it was a $0 day, to boot! They did finish the garage door, but, since that was gifted money, that one doesn't count. DH has already bought gas this morning, but I won't finish that update until the day is done. We were supposed to visit my cousin, but when I called, she wasn't home (or at least not answering). Hmmmm. I wonder if that is a sign.

Budget: Actual (last month expenses)
Car: $600 $26 ($381) Allowing for some vacation driving, and driving DD to the airport-she returns to Egypt on the 22nd
Groceries/Household: $600 $95 ($706)
Drug co-pays/medicine/lens: $40 $0 ($0)
Misc including gifts: $500 $0 ( $357)
Pool expenses: $200 $41 ($50)
Dining: $200 $0($126) Upped this for our 'vacation' mode
University incidentals expenses: $250 $0 ($158)

Aug. 1: $0
Aug. 2: groceries $95, oil change $26, pool supplies, $41
Aug. 3: $0
Aug. 4: gas $40

No Buy Days: 2

 

[IMALOVNDISNEY]

I'm in again. My goal is to actually stay on top of recording here. Time just seems to get away from me alot lately.

08/01 -0-
08/02 $60.00 for DD's Sr. picture sitting fee. I'm not looking forward to the bill for the package.
08/03 $3.00 milk
08/04-0-
08/05

Auto: $ /$200
Groceries/Household Goods:$3.00/$200.00 (raised, having a large family picnic 08/06).
Eating Out/Entertainment:/$200.00(up'd both DH''s and My B'days.)
Misc:$60.00/$300.00 (up'd for back to school)
No Buy days/15 (shooting for 1/2 the month
Coupon savings

 

[ronnmel]

No Buy Days : 1
Gas : 0$
Groceries : 33$
Eating out (and snacks) : 41$
Non-necessities : 0$

01/08 : 33$ (groceries)
02/08 : 0$
02/08 : 41$ (dinner with friend)

I didn't go to the teachers' store yesterday, AND I didn't shop online, either, although I do have books in my cart at amazon.ca, just waiting for me to click the button. I'm trying hard to do a wait and see if you REALLY want that book line. So, not only didn't I shop at the teachers' store....it was a $0 day, to boot! They did finish the garage door, but, since that was gifted money, that one doesn't count. DH has already bought gas this morning, but I won't finish that update until the day is done. We were supposed to visit my cousin, but when I called, she wasn't home (or at least not answering). Hmmmm. I wonder if that is a sign.

Good job on resisting the temptation!

 

[charming23]

My Grandma's friend treated us to breakfast this morning as a thank you for me helping her with her computer. We then took her shopping at target where I got a few misc items I needed.

August 2011 Budget

Groceries/Household- $250/$227.74 left
Cat Supplies- $30
Gas/Car- $70
Eating Out- $50
Misc/Entertainment- $100/$81.70 left

Total- $500/$459.44 left

Goal of 15 No Buy Days

8/1- $0
8/2- $22.26 Groceries
8/3- $0
8/4- $18.30 Mics/Target

2/15 No Buy Days

Store/Coupon Savings- $7.48

 

[thebigkahuna]

GOAL: 11 days
2 of 11 No Spend days

8-1 - ran out of the house late for work without grabbing breakfast or lunch.
6$ spent for Breakfast.

8-2 - no spend day # 1

8-3 - need gas & deodorant. Thought I had a spare deodorant, but I was wrong! I'll be picking that up on the way home for sure!

8-4 - no spend day # 2

 

[ronnmel]

No Buy Days : 1
Gas : 38$
Groceries : 33$
Eating out (and snacks) : 41$
Non-necessities : 40$

01/08 : 33$ (groceries)
02/08 : 0$
03/08 : 41$ (dinner with friend)
04/08 : 78$ (gas + house stuff)

 

[charming23]

The weather here is finally getting to a more reasonable temperature so I have spent the day cleaning out our crawl space. I have quite a few bags of trash and a few boxes to donate. So today is a $0 day.

August 2011 Budget

Groceries/Household- $250/$227.74 left
Cat Supplies- $30
Gas/Car- $70
Eating Out- $50
Misc/Entertainment- $100/$81.70 left

Total- $500/$459.44 left

Goal of 15 No Buy Days

8/1- $0
8/2- $22.26 Groceries
8/3- $0
8/4- $18.30 Mics/Target
8/5- $0

3/15 No Buy Days

Store/Coupon Savings- $7.48

 

[diznee25]

Spending goals for August:

Groceries $75 - $100 (per week)
Target $100 (for the month)

8/1 $0
8/2 $0
8/3 $34.86 groceries
8/4 $0
8/5 $26.50 pay-as-you-go cell, added minutes


Eating Out 0/2

diznee25

 

[Hellothemouse]

Trying for 10 no buy days in this month!

8-1 $0 Stayed home most of the day- Took DD to dance in the pm
8-2 $0 Piano, Dance, Bible Study
8-3 $10 Was going to go swimming today but it looks like its gonna rain Ended up going swimming at the local pool, bought snacks and paid to get in-far cheaper than taking 2 kids to the movies!
8-4 $0!!! Went to dance in the pm
8-5 $0!! Stayed home again today Re-organized the kids room in search of clothes that still fit for school in a couple of weeks
8-6 Taking the kids to see the smurfs in the afternoon to a cheap movie place here in town..


So far 4 No buy days!

 

[bigmama67]

Now that my unemployment situation is (temporarily) resolved I will come back in...at least we know what I'm working with for now. I won't be able to get budgeting done till later this week so I'll try to get back in the habit of tracking $$. Here goes!

 

[thebigkahuna]

GOAL: 11 days
2 of 11 No Spend days

8-1 - ran out of the house late for work without grabbing breakfast or lunch.
6$ spent for Breakfast.

8-2 - no spend day # 1

8-3 - need gas & deodorant. Thought I had a spare deodorant, but I was wrong! I'll be picking that up on the way home for sure!

8-4 - no spend day # 2

8-5 Spent $ today *sigh* such is life. Tomorrow will probably be a spend day too (weekends are tough!)