We just purchased a DVC memebership and were given points from a previous trip. I was finally able to log onto the website and it shows that there are 160points with 2012 user year, as well 160 for the 2013 user year. Does this mean that I will have to use the 160 points that they "gave" me this year? Is it too late to bank them? I was under the assumption that the 160 points was going to be added to the 2013 user year, I guess that is what I get for assuming. Any help would be apreciated. Thanks
Bill
