I had bought my Copper Creek contract direct from Disney in 2018 after I had just gotten off a
Disney Cruise and was in WDW for four days. Both my kids had their birthdays on that vacation and it was one of the best trips I've ever taken. Needless to say I was on a Disney high. I ended up taking a DVC tour and bought Copper Creek on impulse. Didn't know much about the resort itself but that's what they were selling at the time.
Had I done my research properly I would not have bought direct. I was all about using DVC for
DCL at the time, come to find out it's a terrible value. At the time I also wanted to do more WDW trips but when it came down to it my wife is not a fan of Orlando weather or long WDW trips in general. She much prefers a quick drive down to Disneyland for a few days and back. I never stayed at Copper Creek. I've only used my points to trade for Port Orleans Riverside (long story), Aulani and got lucky at 7 months at VGC (felt like I won the lottery).
I'm completely sold on DVC but realize that I'm wasting money on a Copper Creek contract since WDW is going to be few and far between, especially since flying to Florida is that much more daunting after Covid. Also the resell prices for Copper Creek is almost about the same what I paid for direct so I'm happy to offload it without losing money from my impulse purchase.
I think the biggest factor for me is my travel patterns. When the kids were younger it was easy to pick up and fly any time of the year. Now they're a little older, they have activities and we don't pull them out of school anymore. It's just not easy to burn Copper Creek points. I have a lot of points stacked up on my Copper Creek contract and I'm debating trying to burn it on a Aulani trip (or WDW if I can convince the wife) this summer or just sell it. A DL trip though is still at least a quarterly thing so I would definitely be able to burn DLT or VGC points. Staying onsite turns a quick weekend DL getaway into a proper vacation.
Also if you buy resale VGC points you are able to use those at WDW, although you're not going to want to. The resale restrictions only apply to new resorts such as Riviera and DLT. If you plan on taking WDW trips at least once every three years then it might be worth while to looking into a WDW resort contract. But I found the advice of buy where you want to say is very relevant when it comes to us West Coast ppl.
Hope that helps. Let me know if you want any other input.