NEW Rejected Offers Thread

[Cfabar1]

Can you give me an example of a small direct vs resale contract currently at any resort with the values? I’m not familiar with direct.

There is no way that it is cheaper.... but particularly if a contract isn't easily available compare....

As far as I know, such a contract isn't available right now... but let's just say....

30 points VGF - $180 pp resale = $5,400 with say, 0 points 2025, 0 points 2026, 30 points 2027
Now.... $5,400 plus $750 Closing Costs, Plus $500 CAF Fee, and let's just say it's from Fidelity... $250 Fidelity Fee
$6,900 + Annual Dues 2026 about another $250ish = $7,150 total

compared to
30 points VGF Direct - $275 pp = $8,250 30 points 2025, 30 points 2026, 30 points 2027
$8,250 + $450 closing costs + Annual Dues around $250ish (but you're getting 2025 and 2026 points) = $8,950 total

Now, let's just say you rent out your 2025 and 2026 points at $20/pp (or needed that amount of points and now you don't have to pay someone else for them) $8950-1200= 7750

I'd imagine that VGC compares very nicely - probably even more so....

 

[Sandisw]

There is no way that it is cheaper.... but particularly if a contract isn't easily available compare....

As far as I know, such a contract isn't available right now... but let's just say....

30 points VGF - $180 pp resale = $5,400 with say, 0 points 2025, 0 points 2026, 30 points 2027
Now.... $5,400 plus $750 Closing Costs, Plus $500 CAF Fee, and let's just say it's from Fidelity... $250 Fidelity Fee
$6,900 + Annual Dues 2026 about another $250ish = $7,150 total

compared to
30 points VGF Direct - $275 pp = $8,250 30 points 2025, 30 points 2026, 30 points 2027
$8,250 + $450 closing costs + Annual Dues around $250ish (but you're getting 2025 and 2026 points) = $8,950 total

Now, let's just say you rent out your 2025 and 2026 points at $20/pp (or needed that amount of points and now you don't have to pay someone else for them) $8950-1200= 7750

I'd imagine that VGC compares very nicely - probably even more so....

And you get unrestricted vs restricted points so that can help with being okay with the extra cost.

 

[airjay75]

Understood. If others would find value (agree, there “may” not be much), I would start a new one and maintain it. Guess a mod would have to be ready to remove posts that break rules.

I'll just say that, personally, I don't think there is much value in maintaining such a database, although your motivation is laudatory . For me, the rejected offers thread has served two purposes. One, a way of letting others in this community knowing what I was doing - sort of a well, this what I tried, but it didn't work. Two, a way for others to either sympathize with me or tell me I was crazy for offering so low. I think this thread can still serve that purpose, but it is a little bit more difficult if you don't know the full details (and, again, I fully understand because we can't have specific active listings being debated and/or targeted on these boards).

The ROFR thread is a much more valuable database because, once we have a deal that was sent to ROFR, we are able to share the full details, and it is a way to help others know just how good of a deal is possible, both because it was accepted between a buyer and seller and because it passed ROFR.

Just my opinion.

 

[Girlstar30]

I'll just say that, personally, I don't think there is much value in maintaining such a database, although your motivation is laudatory . For me, the rejected offers thread has served two purposes. One, a way of letting others in this community knowing what I was doing - sort of a well, this what I tried, but it didn't work. Two, a way for others to either sympathize with me or tell me I was crazy for offering so low. I think this thread can still serve that purpose, but it is a little bit more difficult if you don't know the full details (and, again, I fully understand because we can't have specific active listings being debated and/or targeted on these boards).

The ROFR thread is a much more valuable database because, once we have a deal that was sent to ROFR, we are able to share the full details, and it is a way to help others know just how good of a deal is possible, both because it was accepted between a buyer and seller and because it passed ROFR.

Just my opinion.

This thread is a way for me to be nosy and see what other people are doing. Love it for that purpose

 

[AstroBlasters]

Dealing with this same scenario right now actually... We will see how it plays out...

I bet it’s the same contract

 

[juliebee]

Can you give me an example of a small direct vs resale contract currently at any resort with the values? I’m not familiar with direct.

I was recently comparing resale vs direct on a small contract at the Polynesian.
Resale (this contract isn't for sale anymore) - 25 pts. x $170; no points until 2027 with closing ($639) and CAF ($500)- $5389
Direct - 25 pts x $243; points for 2025 with closing- $6496
Difference- $1107.

• With direct there would be 50 extra points (2025 and 2026 points); if you value those at $20/pt that is $1000
• I'd get those points the same day
• The points be unrestricted so I could use them anywhere
• The points would be in my current use year
• $1107-$1000 (from the 50 extra points)= $107 more to buy direct ($4.28/pt)

 

[VGCgroupie]

I was recently comparing resale vs direct on a small contract at the Polynesian.
Resale (this contract isn't for sale anymore) - 25 pts. x $170; no points until 2027 with closing ($639) and CAF ($500)- $5389
Direct - 25 pts x $243; points for 2025 with closing- $6496
Difference- $1107.

• With direct there would be 50 extra points (2025 and 2026 points); if you value those at $20/pt that is $1000
• I'd get those points the same day
• The points be unrestricted so I could use them anywhere
• The points would be in my current use year
• $1107-$1000 (from the 50 extra points)= $107 more to buy direct ($4.28/pt)

Certain resorts like poly for sure are a better deal to go direct. Love seeing the numbers