DenLo
DIS Veteran
- Joined
- Jun 3, 2009
- Messages
- 8,576
Thanks for all the great feedback and congrats. The boards make our planning much more easy. Anothe question or two...how does trip insurance work on points compared to cash? Also, we are going with 2 other families and would like to know if I can reserve 3 rooms? The other families are not DVC members. Do they get the same perks like us?![]()
Welcome Home! I didn't notice what your chose as your home resort so that might help with some of your questions as to where to stay.
Many of the DVC resorts have grand villas (GV, sleep 12 and have three bedrooms) and they are easiest to book at your home resort during the home resort priority period which is over 7 months to 11 months before your check in date. You can book a GV at other resorts at 7 months but it's really hit and miss as to whether one would be available. But truthfully it costs less points to reserve a 2 BR and studio and most of the GVs.
Trip insurance. For a DVC villa cancellation booked on points, it basically refunds you the cost of the MFs for those lost points, if they cannot be rescheduled at a later date.
Trip Cancellation
The Insurer will pay the following up to the maximum benefit shown in the Schedule of Coverage:
(a) non-refundable Maintenance Charges* or dues value of
Points and/or applicable Exchange Fees. Maintenance Charges or dues value of Points will only be reimbursed if the Timeshare Trip can not be rescheduled;
(b) cancellation or change fees imposed by Disney Vacation Club;
(c) out of pocket costs for upgrades associated with Your Timeshare Trip;
(d) up to $750 for reimbursement of non-refundable cancellation charges for Your out of pocket costs for prepaid Land/Sea Arrangements;
(e) airfare cancellation fees and/or change fees up $1,000 per reservation for flights in connection with the Timeshare Trip commencing within two days of the Timeshare Trip;
(f) the fees incurred by You for re-depositing frequent traveler awards (frequent flyer miles, hotel point rewards, etc.) in Your account if You used awards for any part of a Timeshare Trip which is canceled for a covered reason (the Insurer will not pay more than an aggregate amount of $500 for all Timeshare Trips and for fees paid for re-depositing frequent traveler awards).
Maintenance Charges means only the normal annual assessment or fees billed to You and to be paid for maintenance fees, property taxes, dues, and/or management fees for the Timeshare property You owe to the Property Management Company, but specifically excludes special assessments by Your Property Management Company as well as any non-ordinary late fees, federal or state income or governmental taxes by any authority, regardless if billed, filed, and reconciled on Your behalf via Your Property Management Company.
Traveling Companion means up to the lesser of the maximum occupancy of the Timeshare unit confirmation, less one (1) or fifteen (15) people booked to accompany You on the scheduled Timeshare Trip.
Once you are able to get on the DVC member service website (MS) then you can read the requirements in full online as they have a pdf you can download. You can also MS and ask them to email or mail you the information.
Here's the link to the MS website, but you'll have to logon as a member to access it also describes trip interruption, delayed flights and lost luggage. Here's the link: https://dvc.disney.go.com/dvc/member/memberDetail?id=TravelInsurancePage