Have a trip scheduled for May 26-31 ( 2 studios a SSR) ,then one with kids and grandkids August 14-20 (1 studio and a 2 br at BLT) . Have AP's for this year since we'll be making 3 trips (went December 2019) and non-refundable airfare booked for May. Do not plan on cancelling May unless Disney does not open. Then hoping I can move the May points to August reservation, and have some to bank. It would be confusing because for the trips I'm using a combination of current points, banked points, some borrowed points and some points that were transferred in!