New incentives

[patm95]

I think RIV incentives get better but net result will be the same.

I think CFW get better with a net result slightly better.

I think PVB tower incentives stay the same with net result slightly more.

Not sure if they will choose a sold out resort to put incentives on but it seems to be the new norm.

This is where my money is.

 

[patm95]

To me the best time to purchase is right before your use year. You get last years points with no dues. And this years points with reduced dues.

 

[Girlstar30]

Waiting for someone to post the new thread so we can chat in there. Theyre supposed to be coming out tomorrow night right? I am very interested in 200 points at vdh. Im straddling this next incentive period with the one right now. I am hoping for better incentives at the 200 point mark than this last one. It is not too late for me to bump up to 200 if the incentives in that tier are better right? We dont close until march

 

[HyperspaceMountainPilot]

Waiting for someone to post the new thread so we can chat in there. Theyre supposed to be coming out tomorrow night right? I am very interested in 200 points at vdh. Im straddling this next incentive period with the one right now. I am hoping for better incentives at the 200 point mark than this last one. It is not too late for me to bump up to 200 if the incentives in that tier are better right? We dont close until march

Is it tomorrow night or now?

 

[Girlstar30]

Is it tomorrow night or now?

For west coast should be tomorrow night !

 

[MonorailCoral]

They also seem to like to tinker with incentives within incentives. Lately, they have switched between 150 or 200 points being the sweet spot. After the deep discounts they had for big purchases, they have been cutting off discounts for larger point purchases and I wouldn't expect that to change much, especially this period and with the price increases.

Only mention it in case you like the incentives based on the points you intend to purchase (150 vs 200 etc) vs are holding out for a better deal on some more points.

Agree with everyone here, just get an email from a guide locking in incentives if you intend to purchase short term.

 

[vspenn]

i'm new to this. can someone explain why prices per point are increasing? Since all contracts have an end date, shouldn't the value of a point decrease annually as you have one year less on the contract (even if it's a small decrease, but it shoudn't be an increase)? I understand demand and supply, but hotel prices aren't really going up with all the promotions running all year round. What else am I missing?

 

[MonorailCoral]

i'm new to this. can someone explain why prices per point are increasing? Since all contracts have an end date, shouldn't the value of a point decrease annually as you have one year less on the contract (even if it's a small decrease, but it shoudn't be an increase)? I understand demand and supply, but hotel prices aren't really going up with all the promotions running all year round. What else am I missing?

You are on the right track for sure.

Disney is very good at shifting different elements within the DVC picture. You have to get all the components, life of contract, upfront cost, dues, and point chart to figure out what you are buying. Dues are of course the hardest to predict.

It also depends how you view timeshares generally. For the 2042 resorts for example, you might consider that you can pay less upfront and know exactly how many years of dues you are purchasing. The point charts are also very "member friendly." While not the best value long term, you are locking in a more certain product. As you get closer and closer to 2042, expect the upfront costs to drop for the reasons you are stating.

From Disney directly, Poly was a non-starter for me because of the length of contract and inflated point chart. I didn't think it was worth it to pay a premium when compared to BLT, I could have a similar experience at 60% of the price.

There are some really good posts here on mapping this all out, near term and long term.

 

[vspenn]

You are on the right track for sure.

Disney is very good at shifting different elements within the DVC picture. You have to get all the components, life of contract, upfront cost, dues, and point chart to figure out what you are buying. Dues are of course the hardest to predict.

if comparing buying whichever contract last year vs this year, all the rest is the same - dues will change but it's same for all contracts regardless when they were purchased, points chart is same for all, etc. so all other elements are same for all contracts - the only variable that can change is the per point price with passage of time. So i still don't understand why a contract that has more years of use cost less than a contract that has one (or however many) fewer years to go before expiry and how it can be justified to cost more per point.

 

[Girlstar30]

if comparing buying whichever contract last year vs this year, all the rest is the same - dues will change but it's same for all contracts regardless when they were purchased, points chart is same for all, etc. so all other elements are same for all contracts - the only variable that can change is the per point price with passage of time. So i still don't understand why a contract that has more years of use cost less than a contract that has one (or however many) fewer years to go before expiry and how it can be justified to cost more per point.

Because the price of the resorts cash increases year after year, inflation etc. The promotions on hotels can go away at any time.

They charge more because they can. With all the new offerings coming to the parks, new attractions, new lands, Disneyland Forward, the popularity increases and the prices increase. This model works, a lot of people are buying now to avoid the price increase.

DVC looked very different when it first opened, now there are lots of hotels making it more attractive to own. Its just like park ticket prices increasing over the years or paying more for getting less. Because they can. BWV and BCV only have 16 years left and their resale price has gone up because of the popularity and low point chart, which the point charts have also increased with dvc considering future price increases.

Sales are doing well, why would they lower the price? If they lowered it year after year, more people might wait it out and sales would decrease.

 

[davidhr]

i'm new to this. can someone explain why prices per point are increasing? Since all contracts have an end date, shouldn't the value of a point decrease annually as you have one year less on the contract (even if it's a small decrease, but it shoudn't be an increase)? I understand demand and supply, but hotel prices aren't really going up with all the promotions running all year round. What else am I missing?

The answer to this at the end is “because people are still buying it”.

 

[muppets3d]

i'm new to this. can someone explain why prices per point are increasing? Since all contracts have an end date, shouldn't the value of a point decrease annually as you have one year less on the contract (even if it's a small decrease, but it shoudn't be an increase)? I understand demand and supply, but hotel prices aren't really going up with all the promotions running all year round. What else am I missing?

The price of DVC is not related to hotel rates. DVC used to promote the savings ownership represented over booking cash stays, but they haven't done that in a few years. Now it's all about the experience of DVC - "Stay Magical Year After Year"

 

[gvel]

To me the best time to purchase is right before your use year. You get last years points with no dues. And this years points with reduced dues.

I seen others say the same and using MB. Can you elaborate on the ideal timeframe? For example for a Feb UY... this part is somewhat new to me given my contracts are resale. Thanks!

 

[airjay75]

i'm new to this. can someone explain why prices per point are increasing? Since all contracts have an end date, shouldn't the value of a point decrease annually as you have one year less on the contract (even if it's a small decrease, but it shoudn't be an increase)? I understand demand and supply, but hotel prices aren't really going up with all the promotions running all year round. What else am I missing?

When buying direct, there will almost never be a cheaper time to buy than today (or, more accurately, the current incentive period). Prices generally only go up - this is part of the sales process of DVC - if they lowered prices as time went on, there would be no reason to buy today. And, the longer you wait, the less value you will be getting out of your purchase because there will be less years of use left.

 

[AstroBlasters]

i'm new to this. can someone explain why prices per point are increasing? Since all contracts have an end date, shouldn't the value of a point decrease annually as you have one year less on the contract (even if it's a small decrease, but it shoudn't be an increase)? I understand demand and supply, but hotel prices aren't really going up with all the promotions running all year round. What else am I missing?

Because they can. That’s really all there is to it.

 

[muppets3d]

i'm new to this. can someone explain why prices per point are increasing? Since all contracts have an end date, shouldn't the value of a point decrease annually as you have one year less on the contract (even if it's a small decrease, but it shoudn't be an increase)? I understand demand and supply, but hotel prices aren't really going up with all the promotions running all year round. What else am I missing?

It is true that waiting will only cost you more and give you less time on the deed to use the timeshare. So what's it going to take to get you into a new 200 point timeshare today?

 

[juliebee]

I seen others say the same and using MB. Can you elaborate on the ideal timeframe? For example for a Feb UY... this part is somewhat new to me given my contracts are resale. Thanks!

For a February use year, those owners have already lost the max benefit for this year if they were going to add today.

So, let's talk about a March UY first instead- if a March owner chooses to buy direct points today, they would get March 2025 points for free, and then on March 1, 2026 they would get their 2026 points. If they bought 150 points, within a couple of weeks they would actually have 300 to spend (2025 points banked forward and the 2026 points).

The February UY owner, if they chose to buy direct points today would get February 2026 points. They would not get 2025 points.
That is why the advice is to buy just before your UY. However, life doesn't always work that way and if you buy today, at least you've avoided the price increase coming tomorrow.

 

[gvel]

For a February use year, those owners have already lost the max benefit for this year if they were going to add today.

So, let's talk about a March UY first instead- if a March owner chooses to buy direct points today, they would get March 2025 points for free, and then on March 1, 2026 they would get their 2026 points. If they bought 150 points, within a couple of weeks they would actually have 300 to spend (2025 points banked forward and the 2026 points).

The February UY owner, if they chose to buy direct points today would get February 2026 points. They would not get 2025 points.
That is why the advice is to buy just before your UY. However, life doesn't always work that way and if you buy today, at least you've avoided the price increase coming tomorrow.

Thanks! So they would let you bank 2025 even if the banking window has passed? For example a March UY and I buy now can i bank the 2025 or do I need to use before end of February? Thanks again.

 

[intamin]

Thanks! So they would let you bank 2025 even if the banking window has passed? For example a March UY and I buy now can i bank the 2025 or do I need to use before end of February? Thanks again.

DVC direct can override the banking window and allow 2025 points to be banked into 2026 when past the banking deadline. What they can't do is give you 2025 points once the 2025 use year has already passed as is the case for February use year people right now since it's February 9th and February is now in its 2026 use year.

 

[deplion]

DVC direct can override the banking window and allow 2025 points to be banked into 2026 when past the banking deadline. What they can't do is give you 2025 points once the 2025 use year has already passed as is the case for February use year people right now since it's February 9th and February is now in its 2026 use year.

I am also new to this and have a March UY.

Would I just need to sign the contract and commit to buying the points before March, or would the entire deal need to be closed before March?