New Disney Visa "Inspire" card

[RuntheMouse]

Just got an invitation from Chase for the Disney Inspire and I was so excited for a minute that they changed their minds on my approval. But, turns out it is just an invitation to switch. So, no $300 gift card or $300 bonus later. What is interesting is it says, "Invitation to switch is valid through April 30, 2026."

Chase is just playing on FOMO. If you’re past a year on your card they will upgrade you whenever you ask as long as you qualify.

I just got that email “invite” as well. I wonder if the hard date is to see how many upgrades they can secure without dangling a carrot. I know in the last I’ve gotten spend bonuses for upgrading between the no fee and the premier card. I’m waiting it out!

 

[eticketplease]

I just got that email “invite” as well. I wonder if the hard date is to see how many upgrades they can secure without dangling a carrot. I know in the last I’ve gotten spend bonuses for upgrading between the no fee and the premier card. I’m waiting it out!

Apparently mine came yesterday afternoon as well. I clicked on the learn more and no upgrade bonus so I will join the que behind you and wait.

 

[buffalobasingal]

I just got that email “invite” as well. I wonder if the hard date is to see how many upgrades they can secure without dangling a carrot. I know in the last I’ve gotten spend bonuses for upgrading between the no fee and the premier card. I’m waiting it out!

Same here on waiting. I can save 5% with gift cards and 3% with other cards. So, I'm waiting to see if the $100 credit applies to special events tickets.

 

[BoilerBob]

Sorry if I missed in this long thread, but any idea if the financing will work for paying off a DCL cruise booked through Costco Travel? I have not received my card or membership packet yet.

 

[jenhelgren]

I believe you are free to downgrade at anytime though the banks frown upon that too if you haven't held the card for a year.

Is it best to wait the full year until your fee is charged if downgrading then? I did not close my basic Disney card and dont think the Inspire will be worth the 149 fee for me after this first year, so I have some time to think about it but I will mostly just keep the fee free card.

 

[eticketplease]

Is it best to wait the full year until your fee is charged if downgrading then? I did not close my basic Disney card and dont think the Inspire will be worth the 149 fee for me after this first year, so I have some time to think about it but I will mostly just keep the fee free card.

Yes if you are past a certain point its best to hold onto it since it's already been paid. After the AF is charged they will refund it if you call within a certain time frame, usually you have at least 30 days to get a full refund of it.

 

[#1Disfann]

I'm confused or am I missing something?

Are you just calling in general about the tickets or do you have an Inspire too that you purchased the tickets with as I didn't think the premier had a credit for them.

Hopefully I'm just confused lol

Sorry...mixed topics there. I did get the inspire and purchased the After Hours tickets with it so waiting to see if that triggers the 100 statement credit. The other was a non related comment that I would be downgrading my premier to the classic rewards since I didn't need 2 cards with an annual fee and then when I called to do that, I would ask about the statement credit on the inspire.