That is also how I messed up. I clicked pay in 4, but then chose a credit card on the same page and didn't realize that unselected pay in 4. Hopefully, at least the 10% offer for
Disney store will stick, otherwise I will have bought a $500 Disney gift card at full price.
So since I don't need any more Disney, I did the pay in 4 offer (the correct way this time) at Target for a One4All gift card with the $10 Target bonus gift card and it worked, and you still get the the 5% Target Redcard discount when paying through Paypal using your redcard! Now we will see how many Target transactions I can make in the next 4 days, and how many Target and Payapl will let me make.