The card is break even at $375 of Table Service. For 2 people at nicer places that works out to about 3 or 4 meals, more like 3 with a good bottle of wine. (You said you could do it in 2 meals.)
Then with a AP if you go for say 5 days, a park hopper is $272, the
DVC AP $369, so you are paying another $97. So you would only really need to spend about $500 on meals. Which works out to 4 more $125 meals or 2.6 $187 meals.
What I'm saying is depending on how much you really use it and go to the parks, you might be better off getting one AP... and if you go before July 31, I've got a 10% off card for you (we have 6 right now...)
johno