What is accident coverage?
in case the touch gets dropped or wet they will give you what you paid so that you can purchase a new one.
Accidental Damage from Handling (ADH) guards you against life's little mishaps, whether you drop your cell phone on the street or splash coffee on your laptop.
Availability: ADH can be purchased for most new, store-bought items - laptops, cameras, cell phones, MP3 players etc. It is not available for used or refurbished items, or for most items bought on eBay. Actual availability on your specific item can be determined by getting a quote and viewing the options on the checkout page.
ADH must be added to your Care Plan at the time of Care Plan purchase; it cannot be added retroactively. ADH coverage begins on the 31st day after the item's purchase - issues in the first 30 days are not covered.
Deductible: There is a $50 deductible when claiming on a damaged item. If your issue falls under the standard Care Plan terms (i.e., a mechanical or electrical failure), no deductible applies.
Exclusions: ADH does not include loss, willful damage or damage occurring through gross misuse of the item. The damage must have occurred unintentionally while the item was being used as intended.