That's an interesting take on Use Year - We have been waiting, not so patiently, for an Small point October use year contract and have passed on many 'better' non same use year (Oct) contracts - but the more and more that I think about it - I think you are 100% correct - if I am doing an add on and plan on using the addon at the 11 month window to book, say BLT for 2 nights, then boo 3 Nights at SSR with my other contract, what do I really care if its the same use year.....because I don't plan on or ever need to combine the points for one larger vacation as I have plenty of points in my original SSR Oct contract.........am I thinking this correct ? If so, Use year doesn't matter and my bank account will be lighter sooner...... LOL