Need 5 points past the 50% borrowing limit

[KLR-wlv]

Hi, just wondering if I paid someone for 5 points to transfer to my account if I could get around the borrowing limit for 2022? I have 2 studios but would much rather have a 2 bedroom and I’m just short…

 

[Sandisw]

Transfers do not have anything to do with the borrowing limit so you can indeed get yourself more points this way.

 

[Happy2BMommy0812]

How many months out are you? If 7, have you factored in buying one time use points?

But yes, if you transferred 5 in, that does not count against your borrow limit.

 

[masupo]

You could purchase one time use points from member services for $19 per point. You're allowed to buy up to 24 points per use year, I believe.

I'm considering the same thing - I need a few points over my borrowing limit.

 

[Stargazer65]

If you call MS to get OTUPs, you could also try asking to waive the limit for just the 5 pts. There are reports of them doing that. The worst is they say no and then you just have to purchase the OTUPs.

 

[Geomom]

We did a split stay in order to keep under the borrowing limit, and to get 7 nts instead of 6. We just did 1 bedrooms this trip, only booked 2 mths out and had pts to use. Did 2 nts in a standard 1 bedroom at Kidani and 5 nts at CCV 1 bedroom. Time of year also helped as the pt cost went down in mid August.

 

[MakiraMarlena]

I've got some crazy split stays due to the borrowing limit.

 

[CarolynFH]

We too have a 3-night studio/4-night 1 BR split stay due to the borrowing limit, so we took the opportunity at 7 months to move the studio from BWV G/P view to AKL-K Savanna view. Looking forward to it - but I'd still rather have a 7-night 1 BR stay!