wicket2005
<font color=deeppink><marquee behavior=alternate>H
- Joined
- Mar 31, 2005
- Messages
- 5,959
Claire L said:Surely your insurance company must provide you with a courtesy car if you were not at fault?
Claire![]()
Unfortunately this is not the case. You get a courtesy car prior to the engineer viewing the car and deciding what to do with it. So I had a c car for a couple of days when he declared it a write off. Once a car is declared a write off you are entitled to a c car for 3 days only with my insurance company.
I could have paid for one out of my own pocket but then you are not guaranteed to get that money back when you claim back for uninsured losses from the guilty party.
It has been an absolute nightmare the last 3 weeks but we are just thankful we (my son and I) survived it. The lad who was driving the other car was fine.
It was my first insurance policy I took out (after being on hubbie's company car policy) so was not really aware of the fine details to look for. The fact that I get a brand new replacement car in the first year if I have not driven over 10,000 miles has turned out to be an extremely valuable insurance cover. Otherwise I would not have been getting the full value back for my 6 week old car. The other good thing is the insurance company is going to go through the process of getting me a new car which saves me a lot of hassle. I will just have to turn up and pick it up.