manhattan said:
J
Housing is expensive, as are property taxes. If you want to live in a nice area, more than likely you will not live near a "downtown" area, unless you are looking at condos. So now you have to take into consideration your commute.
In South Florida, at least Miami-Dade county, the nicest residential neighbourhoods (Bay Point, Morningside, Palm Island, Miami Beach, Sunset, Key Biscayne) are all either in downtown or within ten minutes. To get any bargains in Miami-Dade County, you have to live far out of the downtown area, like North Miami.
Florida has a high cost of living, especially compared to Maine, but you can't compare to costs of living in South Florida to Central Florida. Central Florida is a relative bargain compared to South Florida.
Examples of how ridiculous Miami real estate is right now (I'm not complaining, though, the value of my house has increased 550% since I bought it in 1999).
-A 1,700 square foot, 2-bedroom "cottage" in El Portal, just outside of downtown next to a trailer park: $590,000 (just sold)
-A 2,300 square foot, 3-bedroom/3-bath single level home on a dry lot in Bay Point, in downtown's Design Destrict: $1,500,000.
-A 3,700 square foot, 3-bedroom/4-bath single level home with bay views in Bay Point: $4,900,000.
-3 bedroom/2.5 bath 2,000 square feet in Key Biscayne: $1,475,000
-2 bedroom, 1,600 square feet on Alton Road, right near South Beach: $790,000